Category: Manual

Manual

Merchant Card Services

GIVE YOUR CUSTOMERS THE POWER TO PAY

Face it, in this day and age, if your business isn’t accepting debit/credit cards, you’re leaving money on the table. If you’re new to accepting card payments, don’t worry, it’s a lot easier than you might think.

Innovative payment solutions

Our merchant services make debit/credit card processing a piece of cake.

Community First Bank partners with Banc Card to get your business up and running with an easy-to-use debit/ credit card processing system. They will help you find the best merchant services solution for your business and handle the installation of your card machine.

Benefits of merchant card services

Start running your business more efficiently today – all while giving more customers the power to buy your goods and services.

Low-cost solutions
Track sales
Generate reports

Contact us today to set up a free, no-obligation cost analysis.

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Manual

Business Services

STAY CONNECTED TO YOUR CUSTOMERS

From ACH origination to remote deposit capture and credit/debit card processing, make transactions easier for you and your customers with our advanced business services.

ACH Origination

Managing money in the blink of an eye.

A smarter way to manage your funds. ACH Origination is the fastest way to manage cash flow for your business. Go digital and streamline your internal processes now.

Remote Deposit Capture

From your desk to your wallet.

Get funds fast without wasting time driving to the bank. Remote deposit capture requires minimal time and offers maximum benefits — time is money and you’ll have your money in no time.

CLICK HERE…

Merchant Card Services

The digital age of cash transactions.

The preferred method of payment these days is digital, so make sure your business caters to the needs of the public. Minimize cash exchange and run your business efficiently. We’ll show you the ropes.

LEARN MORE…

"We are so thankful to Community First for helping us stay in business through the pandemic."

- ANGEL ATILANO, Charros Mexican RestaurantCharlotte, NC Market

"We have been doing business with Community First Bank for over 10 years. We love the quick decision-making and friendly staff."

- Sajel Patel, Owner, Palms on Main StreetWalhalla, SC Market

“Community First Bank has provided more services with the same hometown service.”

- Stacy Street, Criminal Court Justice JudgeElizabethton, TN Market

Manual

Business Certificate of Deposit

CERTIFICATE OF DEPOSIT

GUARANTEED ROI TO GROW YOUR BUSINESS

Grow your investment and enjoy peace of mind, knowing that no matter what the market does, your money will increase at a fixed-rate.

COMPETITIVE INTEREST RATES

FLEXIBLE MATURITY OPTIONS

ZERO MAINTENANCE FEE

AUTOMATICALLY RENEWABLE

IS A CERTIFICATE OF DEPOSIT RIGHT FOR MY BUSINESS?

A Business CD is a fixed deposit savings tool that offers a guaranteed return over a set term

Business CD Features

$500 minimum to open
No maintenance fees
Unlimited FREE access to Online Banking, Mobile Banking & Telephone Banking
Interest tiered on daily balance, compounded and credited annually; compounded and credited at maturity for terms less than 12 months
Automatically renewable with your choice of maturity options
Withdrawals prior to maturity may be subject to early withdrawal penalties

A Business CD may be a good fit if you:

Will not need access to funds for at least 6 months
Want fixed-rate interest that won’t be affected by current market fluctuations
Need a set it and forget it solution that grows your savings over the long-term

ON THE OTHER HAND, IF YOU PREFER TO KEEP FUNDS LIQUID AND AVAILABLE IN CASE OF A RAINY DAY, LEARN MORE ABOUT OUR BUSINESS MONEY MARKET ACCOUNT.

Start earning more from what you’ve got. Contact us to open a Business Certificate of Deposit today.

Disclosure
Rates subject to change. Please refer to the Terms and Conditions for more information.

Manual

Business Money Market

BUSINESS MONEY MARKET

SAVINGS THAT WORK FOR YOU

Earn more interest every month while giving your business the flexibility to access cash quickly when you need it. Get the simple savings solution for businesses with complex needs.

UNLIMITED ONLINE BANKING

COMPETITIVE INTEREST RATES

MOBILE BANKING ACCESS

NO-FEE WITHDRAWAL

IS A MONEY MARKET ACCOUNT (MMA) RIGHT FOR MY BUSINESS?

A Business MMA is an FDIC-insured account that pays higher interest rates than a traditional savings account without locking funds into a fixed deposit.

Business Money Market Features

$50 minimum to open
$10 monthly maintenance fee (waived with $500 minimum balance)
Unlimited FREE access to Business Online Banking + Mobile Banking
No charge to access Telephone Banking
Withdrawals at no charge
MasterCard® debit card (non-ATM transactions included in debit limits)

Interest is tiered on daily balance, compounded daily, and credited monthly as follows:

$0.01 to $2,499
$2,500 to 29,999
$30,000 to $99,999
$100,000 to $199,999
$200,000 and over

Consider a Personal Money Market Account if you:

Are OK with having a limit on ATM withdrawals and debit card purchases
Need funds to be liquid in the event of an emergency
Want to take advantage of tiered interest on a larger balance

FOR FUNDS YOU WON’T NEED ACCESS TO RIGHT AWAY, CONSIDER TAKING ADVANTAGE OF THE COMPETITIVE RATES AND FLEXIBLE MATURITY OPTIONS OF A BUSINESS CERTIFICATE OF DEPOSIT.

Discover a better way to manage your business’s short-term savings. Contact us today to open a Business Money Market Account.

Disclosure
Rates subject to change. Please refer to the Terms and Conditions for more information.

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Mobile Banking

Manual

Important News

Announcing

BE THE FIRST TO KNOW OUR LATEST BREAKING NEWS

We work hard to keep you in the loop.

Debit Card vs Credit Card

Learn the difference between debit card and credit card fraud.
READ MORE…

Spotting Debit Card Fraud

Learn about different types of debit card fraud and tips to protect yourself.
READ MORE…

Overdraft Privilege Disclosure

April 1st, 2022
Community First Bank offers an Overdraft Privilege Program as an option for the occasional or inadvertent overdraft of your checking account…
READ MORE…

SecureLock Customer FAQ

A mobile app that allows you to control how, when, and where your debit and/or credit cards are used…
READ MORE…

2019 Best Bank

July 27, 2019
Community First Bank is honored to be named as “Best Bank” for the third year in a row…
READ MORE…

Community First Bank Receives 5-Star Rating

Community First Bank has been awarded a 5-star “Superior” rating by independent bank rating and research firm BauerFinancial, Inc…
READ MORE…

Community First Bank Announces Grand Opening of New Branch in Franklin, NC

February 23rd, 2022
Community First Bank is proudly announcing the opening of our office in Franklin, North Carolina on Wednesday February 22, 2023. From our earliest…
READ MORE…

Community First Bancorporation Announces Special Cash Dividend

February 15, 2022
Community First Bancorporation, Inc. parent company for Community First Bank, Inc. and SeaTrust Mortgage Company, announced that its Board of Directors declared its first cash dividend of…
READ MORE…

Loan Production Office Opens in Kingsport, TN

March 1, 2021
Community First Bank opens a Loan Production Office in Kingsport, TN with Brad Hoover, Senior Vice President and Commercial Relationship Manager, at the helm …
READ MORE…

Paycheck Protection Program (PPP) – Loan Forgiveness FAQ Update

December 9, 2020
Read the latest update from the Small Business Administration (SBA) and the Department of Treasury on PPP Loan Forgiveness…
READ MORE…

Manual

Press Releases

Announcing

BE THE FIRST TO KNOW OUR LATEST BREAKING NEWS

PRESS RELEASES

INVESTOR RELATIONS

We work hard to keep you in the loop.

Dogwood State Bank to Acquire Community First Bancorporation

February 1st, 2024 Dogwood State Bank (OTC: DSBX) and Community First Bancorporation (OTC: CFOK) jointly announce the signing of a definitive merger agreement for Dogwood State Bank to acquire Community First Bancorporation, and
READ MORE…

Community First Bank Announces Grand Opening of New Branch in Franklin, NC

February 23rd, 2023 Community First Bank is proudly announcing the opening of our office in Franklin, North Carolina on Wednesday February 22, 2023. From our earliest…
READ MORE…

Overdraft Privilege Disclosure

April 1st, 2022 Community First Bank offers an Overdraft Privilege Program as an option for the occasional or inadvertent overdraft of your checking account…
READ MORE…

Community First Bancorporation Announces Special Cash Dividend

February 15, 2022 Community First Bancorporation, Inc. parent company for Community First Bank, Inc. and SeaTrust Mortgage Company, announced that its Board of Directors declared its first cash dividend of…
READ MORE…

Loan Production Office Opens in Kingsport, TN

March 1, 2021 Community First Bank opens a Loan Production Office in Kingsport, TN with Brad Hoover, Senior Vice President and Commercial Relationship Manager, at the helm …
READ MORE…

Community First Bank Receives 5-Star Rating

Community First Bank has been awarded a 5-star “Superior” rating by independent bank rating and research firm BauerFinancial, Inc…
READ MORE…

Paycheck Protection Program (PPP) – Loan Forgiveness FAQ Update

December 9, 2020 Read the latest update from the Small Business Administration (SBA) and the Department of Treasury on PPP Loan Forgiveness…
READ MORE…

2019 Best Bank

July 27, 2019 Community First Bank is honored to be named as “Best Bank” for the third year in a row…
READ MORE…

Manual

Careers

Online Banking Login

Careers

Explore career opportunities with us

At Community First Bank, we’re committed to our customers, and we work every day to earn their trust and prove that “we know what matters” to them. We feel the same way about our employees —our hiring practices, training, and benefits reflect that. Knowing what matters to our employees is part of the foundation on which our excellent customer service is built.

Over our three decades of helping customers reach their financial goals, we have continually sought people whose values match our own. We are an Equal Opportunity Employer, and we hope we have the right opportunity for you.

Current Openings

Available positions vary at all times and cover many skill sets and educational levels. Individuals with great customer service skills, cash-handling experience, and lending & banking knowledge are encouraged to submit a resume for consideration. Click the links below to view details of current open positions.

VARIOUS LOCATIONS
Rockstar Ultimate Job Opportunity

Our benefits include:

Company-paid Life and Disability Insurance
Health, Dental and Vision Insurance
401k Retirement plan
Health Savings Accounts
Flexible Spending Accounts

Please Share Your Résumé With Us

MAIL TO Community First Bank PO Box 459 Seneca, SC 29679 EMAIL careers@C1stBank.com

If you are an individual with disabilities, we can help you with your application. For assistance, please call 864-364-6139.

Our Employees

At Community First Bank, we believe that charity begins at home. To that end, the Bank proudly supports a host of local and national charities. Each Friday, employees can contribute $5 to our Community Service Account and have the option to wear blue jeans that day. The monies are disbursed to various charitable organizations each month, including the Salvation Army, United Way, The American Red Cross and local Humane Societies. Our employees participate in many fundraising activities, including Mud Runs, 5K runs and walks, Relay for Life, March for Babies and others.

Community First Bank is committed to providing employment opportunities to minorities, females, veterans and disabled individuals.

We are an Equal Opportunity Employer

“We trust Community First with all of our business and banking needs.”

- Sajel Patel, Owner, Palms on Main StreetWalhalla, SC Market

"Community First Bank got us in business with an SBA loan and kept us in business with the PPP loan. "

- Stefan Perrine, Old Armor Brewing, co-ownerCharlotte, NC Market

“Community First has been very helpful in the growth of our business.”

- Eric McCullan, Deep South DefenseSeneca, SC Market

Manual

Personal Services

Manual

Insurance

Online Banking Login

PROTECT WHAT MATTERS MOST TO YOU AND YOUR FAMILY WHEN THE UNEXPECTED HAPPENS.

We are your full-service insurance agency.

Community First Financial Services offers a full range of insurance products for you or your business. Enjoy the convenience and reliability of one-stop shopping.

LIFE

AUTO

HOME

HEALTH

COVERAGE FOR YOUR PERSONAL AND BUSINESS NEEDS

Part of life is dealing with the unexpected. When life happens, Community First Financial Services is there to help you pick up the pieces. We partner with reliable insurance providers to protect safety and security for your life, home and property.

Life Insurance

Life insurance helps take care of your family in the unfortunate event of your death.

Home Insurance

Protect one of your most important investments. Comprehensive homeowners’ insurance covers the structure and contents of your home.

Auto Insurance

Get the coverage you need while saving up to $500 by switching providers. Receive multiple quotes online to save time and money.

Health Insurance

QWIKMed offers you and your family 24/7 access to a nationwide network of U.S licensed physicians for telephone and secure email medical consultations.

Pet Insurance

Protect your four-legged family member against unexpected illness or accidents with ASPCA Pet Health Insurance.

Policy Discounts

Want to save on your insurance premiums? Ask your agent about multi-policy discounts.

You already trust Community First Bank with your money, trust us with the most important things in your life, too.

Disclosure
Insurance products are not insured by FDIC or any Federal Government Agency; are not a deposit of or guaranteed by the Bank or any Bank Affiliate, and may lose value. Any insurance required as a condition of the extension of credit by Community First Bank need not be purchased from our Agency but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer’s choice.

"We have been doing business with Community First Bank for over 10 years. We love the quick decision-making and friendly staff."

- Sajel Patel, Owner, Palms on Main StreetWalhalla, SC Market

"We are so thankful to Community First for helping us stay in business through the pandemic."

- ANGEL ATILANO, Charros Mexican RestaurantCharlotte, NC Market

“Community First Bank has provided more services with the same hometown service.”

- Stacy Street, Criminal Court Justice JudgeElizabethton, TN Market

Innovative payment solutions

Benefits of merchant card services

ACH Origination

Remote Deposit Capture

Merchant Card Services

Business CD Features

A Business CD may be a good fit if you:

Business Money Market Features

Consider a Personal Money Market Account if you:

Debit Card vs Credit Card

Spotting Debit Card Fraud

Overdraft Privilege Disclosure

SecureLock Customer FAQ

2019 Best Bank

Community First Bank Receives 5-Star Rating

Community First Bank Announces Grand Opening of New Branch in Franklin, NC

Community First Bancorporation Announces Special Cash Dividend

Loan Production Office Opens in Kingsport, TN

Paycheck Protection Program (PPP) – Loan Forgiveness FAQ Update

Dogwood State Bank to Acquire Community First Bancorporation

Community First Bank Announces Grand Opening of New Branch in Franklin, NC

Overdraft Privilege Disclosure

Community First Bancorporation Announces Special Cash Dividend

Loan Production Office Opens in Kingsport, TN

Community First Bank Receives 5-Star Rating

Paycheck Protection Program (PPP) – Loan Forgiveness FAQ Update

2019 Best Bank

Explore career opportunities with us

Current Openings

Please Share Your Résumé With Us

We are your full-service insurance agency.

COVERAGE FOR YOUR PERSONAL AND BUSINESS NEEDS

BANK HOURS

Community First Bank NMLS #607801

Quick Links

Community First Bank
NMLS #607801