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Lenders

Beverly Sharrett

Market Area

Johnson City TN

What is your niche or expertise?

Customer Service, Mortgage Loans, Auto Loans, Personal Loans and small business loans.

Banking Experience  

I started my career in banking in 1979, I started as a teller and worked my way up to Branch Manager. I began specializing in loans in 1995.

Certifications and Education  

Graduate of The Virginia School of Bank management at the University of Virginia Charlottesville VA.

Tennessee Notary

“Every experience, no matter how bad it seems, holds within it a lesson of some kind. The goal is to find it.”

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Lenders

Chase Todd

Market Area

My market area is Oconee County, with a concentration in Walhalla and Westminster.

I will focus primarily on Commercial Lending and Deposits Relationships but will also handle some mortgage lending as well.

What is your niche or expertise?

My banking career began in 2012 as a Teller/FSR.  I have worked in several positions since that time, including Teller Coordinator, Universal Banker, and Branch Manager.  In 2018 I moved into a Mortgage Lending role and have enjoyed that for many years.

Banking Experience  

As a Business Development Officer for Community First Bank, I will utilize both my deposit and retail knowledge, along with my lending skills to assist both commercial and residential customers, whether the needs are loan or deposit related.  My career has been in customer service and sales since my very first job, and I have always strived to put the customer first; to make their experience top notch.  My goal is to focus on customer needs and ensure those are always met

Certifications and Education  

I am a part of and involved in our community, and served on the Board for the Seneca Rotary Club for three years where I was recognized as a Paul Harris Fellow. I recently joined the Sertoma Club of Seneca and am looking forward to helping serve our community with this wonderful organization.

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Lenders

Evan Wunder

Market Area

Commercial Relationship Manager

What is your niche or expertise?

Serving Commercial, small business, and construction clients

Certifications and Education  

A graduate of Appalachian State University in 2022 with a bachelor’s degree in business management

Personal Interests and Community Involvement

Greenville Chamber active member

Fly fishing, Birdwatching, running

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Lenders

John Kyle

Market Area

Greenville-Spartanburg Metropolitan Areas

What is your niche or expertise?

Business Funding and Business Credit. I make sure that my customer receives the working capital they require as well as develop positive business credit for increased company solvency. My goal is always to ensure that the value of my customer’s company is increasing for an improved future wealth.

Banking Experience  

After two decades of being a small business owner of 3 successful Martial Arts schools, I entered the Banking industry as Branch Manager and Small Business Banker. Over the next decade I worked my up to the Commercial and Business Development to better serve business owners like myself.

Certifications and Education  

Bachelor of Science in Business Finance, Cum Laude. Columbia Southern University

  • CRCMP; Certified Risk and Compliance Management Professional Certified Risk and Compliance Management Professional from the International Association of Risk and Compliance Management Professionals
  • 7th Degree Black Belt

Skills, accomplishments, and awards

I am a skilled public speaker and enjoy providing motivation and information to business and community groups. I also use my experience as lifelong Martial Arts Master Instructor to teach staff members skills in consultative sales, leadership activities and customer service.

Personal Interests and Community Involvement

I love spending time out in nature with my wife Mary such as hiking various mountains and playing with our four rescue dogs. I also enjoy teaching financial and career education classes to local non-profits such as Boys and Girls Clubs, etc.

“The Harder I Train, The Luckier I get”

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Lenders

Jacob Bellia

Market Area

Tri-Cities Area

What is your niche or expertise?

Commercial Lending, Commercial Real Estate, Commercial and Industrial

Banking Experience  

I joined CFB in 2022 and have been focusing on maintaining and developing commercial relationships in the Eastern Tennessee market.

Certifications and Education  

B.S. in Finance and Banking from Appalachian State University

Personal Interests and Community Involvement

Buffalo Bills, the outdoors, trying local restaurants and experiences.  Member of both the Johnson City and Elizabethton Chambers of Commerce as well as Johnson City Young Professionals. 

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Lenders

Michelle Smith

Market Area

Seneca

What is your niche or expertise?

Consumer loans/vehicle, Home Equity Loans, Boats, Personal Loans

Banking Experience  

I begin working with CFB as a teller at the Seneca South Branch in 2016 shortly after being promoted as Customer Service Representative. After serving as CSR for 6 years taking very good care of CFB’s customers I was again promoted to Branch Manager at the Seneca South branch.  I am a local that has spent my entire life in this area and is known by many locals.

Skills, Accomplishments, and Awards

Recognized as the number 1 cross-sales employee.

Personal Interests and Community Involvement

Member of Off the Clock with the city of Seneca. Loves to spend time with my family including my grandson. Enjoys trips to the beach and other warm-weather outdoor activities.

“They don’t make you what you are, you are who you choose to be”

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Lenders

Tom Owens

Market Area

Within a day’s drive of the bank (SC, NC, TN, VA, GA and N.FL)

What is your niche or expertise?

SBA Lending

Banking Experience  

27 years, all or most has been spent in Government Guaranteed Lending (SBA and USDA).  Started as a BDO, spent time in Secondary Markets, the past 8yrs leading SBA Sales Teams for National Lenders (5/3rd Bank, First Horizon Bank)

Certifications and Education  

BBA, Ohio University (Majors Finance and Management), NAGGL Training, Omega Credit Training and former member of the Professional Golfers Association of America

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Lenders

Dee Brown

Market Area

Greenville, SC Upstate

What is your niche or expertise?

Commercial Lending, Commercial Real Estate, Commercial and Industrial

Banking Experience  

I began my career as a Member Specialist, working my way up to my current position. I started on the Consumer side of financial institutions before moving to the Commercial side 16 years ago.

Certifications and Education  

Graduated from the State University of NY; NC Bankers School; CUES Commercial and Industrial Lending courses; GRO Leadership training.

Skills, Accomplishments, and Awards

Award for Process Improvements and Implementation in Commercial Department. Leadership rolls in Business Networking International (BNI)

Personal Interests and Community Involvement

Board of Director for Upstate BBB (Better Business Bureau)
I enjoy gardening, traveling and spending time with my family

“Sacrifice comes before Success”

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Lenders

Heather Mcdonald

Market Area

Franklin, NC

What is your niche or expertise?

Banking Experience  

Certifications and Education  

Skills, Accomplishments, and Awards

Personal Interests and Community Involvement

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Lenders

Jessica Starks

Market Area

Seneca, Clemson, Pendleton, Central

What is your niche or expertise?

Consumer Lending (Credit Cards, Cars, Line of Credits, etc)

Banking Experience  

I have 11 years banking experience. I joined the CFB team in 2016 as a float teller for Anderson SC and have recently been promoted to Branch Manager.

Certifications and Education  

Studies in Accounting and Business Management
Notary Public for SC

Skills, Accomplishments, and Awards

Presidents Award at Wells Fargo for highest teller referrals in the district.

Personal Interests and Community Involvement

Member of BNI Golden Corner in Seneca SC, active member at Powerhouse Christian Church in Anderson SC
Hobbies are singing, hiking, crafting, and making memories with family and friends. I enjoy building long lasting relationships with others.

“Your success will always be measured by the quality of service you render.” – Earl Nightingale