Categories
Chiefs

Stuart L. Hester

Market Area

Charlotte/Dallas, NC

What is your niche or expertise?

Commercial Clients

Banking Experience  

32 years of Banking experience including Sales Finance, Retail Banking, Credit Loan Administration and Commercial Banking

Certifications and Education  

Graduate of Elon College, Bachelor of Science Degree, Business Administration, 1989

Skills, Accomplishments, and Awards

Board member of Carolina Business Capital specializing in SBA 504 Loan funding. Have served on several non-profit organization boards with responsibilities of financial governance. Have successfully assembled top performing small business and commercial lending teams for community and large Banks in both North and South Carolina.

Personal Interests and Community Involvement

Military History, family genealogy, travel, exercise, and being a proud father of three!

Categories
Lenders

Jessica Starks

Market Area

Seneca, Clemson, Pendleton, Central

What is your niche or expertise?

Consumer Lending (Credit Cards, Cars, Line of Credits, etc)

Banking Experience  

I have 11 years banking experience. I joined the CFB team in 2016 as a float teller for Anderson SC and have recently been promoted to Branch Manager.

Certifications and Education  

Studies in Accounting and Business Management
Notary Public for SC

Skills, Accomplishments, and Awards

Presidents Award at Wells Fargo for highest teller referrals in the district.

Personal Interests and Community Involvement

Member of BNI Golden Corner in Seneca SC, active member at Powerhouse Christian Church in Anderson SC
Hobbies are singing, hiking, crafting, and making memories with family and friends. I enjoy building long lasting relationships with others.

“Your success will always be measured by the quality of service you render.” – Earl Nightingale

Categories
Lenders

M. Scott Shires

Market Area

Charlotte and surrounding counties

What is your niche or expertise?

Scott’s primary focus is on operating companies and his general niche is in SBA 504 and SBA7A loans. He also works with a lot of real estate investors but takes a more cautious approach. He makes sure the properties and investments make sense for their portfolio and helping clients understand the risks. He also works with a lot of clients on construction loans. These loans can be very difficult, and clients really need someone to help them through that process. He has experience of banking through the housing crisis, 9/11, and now covid to help better prepare the clients and their expectations.

Banking Experience

Scott has over 27 years of banking experience in retail and commercial banking in the Carolinas. His experience includes working with start-ups to seasoned operating companies utilizing SBA504 and 7a programs along with construction lending and treasury services. Prior to joining CFB in 2017, Scott was a Senior Vice President and Commerical Relationship Manager for six years with New Dominion Bank. Scott has recently been promoted to Commercial Team Leader for the Charlotte NC region, where he will support and oversee the commercial development.

Certifications and Education

Scott is a 1992 graduate of Radford University with a Bachelor’s degree in finance.

Personal Interests and Community Involvement

Scott and his wife are members of the South Mecklenburg Presbyterian Church. He has coached softball and basketball at MARA for seven years and Charlotte Soccer Academy for four years when his children were younger. He has been a member of the Chinese Chamber for past six years.

Scott enjoys spending quality time creating memories with his wife Julie and three daughters now that they are older.

“People don’t care how much you know, they only want to know how much you care” – Theodore Roosevelt

Categories
Lenders

Jo Nelson

Market Area 

Seneca Market

What is your niche or expertise? 

Consumer loans/vehicle, Home Equity Loans, Boats, Personal Loans

Banking Experience

Jo joined the CFB team over 10 years ago as a teller and quickly became a Customer Service specialist at the Walhalla & Westminster Branches. Gaining years of experience within our bank has afforded Jo the opportunity to not only learn and help our customers and our community but learn the skills it takes to run a successful branch. As of 2017, Jo has been the Branch Manager for the South Seneca location. She’s a recognized local that enjoys being able to help her customers with their financial options.

Skills, Accomplishments, and Awards

One of the top in lending among CFB Branch Managers for the last 2 years

Personal Interests and Community Involvement

Former member of the Walhalla Pilot Club for 3 years – Secretary for 1 of those

Member of North Walhalla Church of God – leading organizer in the yearly Vacation Bible School for the local children, the Fall Festival and the Easter Egg Hunt

Jo loves to spend time out and with her grandchildren. During her spare time she likes to invest her time reading a good book or hiking.

“Try not to become a person of success, but rather try to become a person of value” Albert Einstein 

Categories
Board Chair

William M. Brown

Categories
Lenders

Timothy W. Hawks

Market Area

Northeast GA & Upstate SC

What is your niche or expertise?

Primarily focused on residential construction, along with purchases and refinances of primary and secondary homes

Banking Experience

Tim started his banking career in 1990 as an Assistant Branch Manager and consumer lender. Over the last 22 years he has focused on residential and commercial lending, but his current position primarily focuses on residential construction.

Certifications and Education

Graduate of Georgia Banking School at the University of Georgia in 2003

Skills, Accomplishments, and Awards

During the upheaval of the pandemic, Tim closed over 8 million in loans during 2020.

Personal Interests and Community Involvement

Tim enjoys traveling, both locally and internationally, but even more than that he enjoys spending his free time with his family which includes four children and three grandchildren. Tim attends the grandchildren’s activities as much as possible, because he is their biggest fan.

“The only way to do great work is to love what you do.” -Steve Jobs

Categories
Lenders

Sheila Galloway

Market Area  

Oconee County – Focusing on Walhalla, West Union, and Salem

What is your niche or expertise? Commercial Lending, Small business, and Construction.

Banking Experience

Sheila started her career in banking in 1992; as a teller. In 1995 she joined the team at Community First Bank. Sheila held many titles within the bank including teller, head teller, CSR, Branch Manager, Deposit Services Officer and she is currently a SVP and City Executive since 2015. Sheila has a mastery of construction-based finances and has found success in bringing clients’ goals to reality.

Certifications and Education 

Graduate – Walhalla High

Coursework in Accounting – Tri-County Technical College

 ABA – Numerous specialty classes, including IRA/CESA

Skills, Accomplishments, and Awards

Sheila’s accomplishment is that she has a successful career as a banker that has grown through determination to learn the ropes and the desire to be the top performer at every task.

Personal Interests and Community Involvement

Recent Volunteer of Excellence Award from Girl Scouts of SC – Mountain to Midlands Region

Promotion Committee for the Main Street program – Walhalla Performing Arts Center

Sheila loves volunteering for anything related to the Walhalla community. She served eight years on the American Red Cross board and recently completed her sixth and final year on the board of the Walhalla Performing Arts Center. She enjoys being an active Girl Scout leader as well as being very active in her church.

“Life will only change when you become more committed to your dreams than you are to your comfort zone.” – Billy Cox

Categories
Chiefs

Amanda Brackens

Categories
Lenders

Scot Frith

Market Area 

I am located at the Clemson Boulevard office in Anderson and work the Anderson County market, primarily.

What is your niche or expertise?

I specialize in commercial and consumer real estate and construction loans as well as equipment financing for small businesses.

Banking Experience

Scot began his banking career at an Anderson savings and loan in 1994. He joined CFB in 2002 as the branch manager of the Clemson Boulevard office in Anderson. Recently, Scot has accepted the position of small business banker and will continue to serve the people of Anderson Country from the same office.

Certifications and Education  

Clemson University B. S. 1991

Skills, Accomplishments, and Awards

2019 Community First Bank Employee of the Year

2019 Consumer Lender of the Year

2020 Consumer Lender of the Year

Personal Interests and Community Involvement

Scot spends a big part of his free time following his daughter as she pursues her interests and activities. He is a big fan of old-time radio and an avid lover of college football. In addition, he is actively involved in leadership positions at his church.

“It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their own interests” -Adam Smith  

Categories
Lenders

Robert R. “Randy” Shaw

Market Area

Serving primarily Oconee, Pickens, and Greenville Counties

What is your niche or expertise?

Serving primarily Commercial, Small Business, and Construction clients as well as Religious organizations and Non-profits.  

Banking Experience 

Randy has over 32 years of lending and other banking experience, starting his career in eastern North Carolina in June 1988 after graduating from Clemson University. After an intensive bank training program with a regional banking company, he relocated back to the Upstate, where he still calls home. In his career he has served in numerous roles in branch management, consumer lending, commerical lending, and credit administration all over the Upstate in Greenville, Pickens and Oconee Counties.  

Certifications and Education 

Bachelors in Finance from Clemson University May 1988

Principles of Banking Southeastern Community College Fall 1988

Wachovia School of Commercial Credit

Principles of Real Estate Appraisal I, II and II 

Greenville Technical Community College

Personal Interests and Community Involvement

Pickens County Guardian Ad Litem – court appointed figure aiding in understanding and advocating for the best interest of the child

Member and former Church Council Vice-Chair of the Clemson United Methodist Church

Clemson Sertoma Club Member for 22 years – club dedicated to improve the quality of life today for those at risk or impacted by hearing loss through education and support.

In his free time, he enjoys spending time with his family in the NC mountains or at the SC coast. In the fall his spare time is devoted to watching the Championship winning Clemson Tiger football right at home in Death Valley.

“Kindness is simple. It is seeing the good in everyone and celebrating it” – RAKtivist