M. Scott Shires
Senior Vice President, Commercial Team Leader and Commercial Relationship Manager

Market Area

Charlotte, North Carolina and the surrounding region

What is your niche or expertise?

My primary focus is on operating companies and my general niche is in SBA 504 and SBA7A loans. I also work with many real estate investors, focusing on whether the properties and investments make sense for the customer’s portfolio. I help clients understand the risks. I also work with construction loan clients. These loans can be very difficult, and clients really need someone to help them through that
process. My long time experience in banking has covered the housing crisis, 9/11, and now Covid, and I am prepared to help clients and their expectations.

Banking Experience

I have almost 30 years of banking experience in retail and commercial banking in the Carolinas. My experience includes working with everything from start-ups to seasoned operating companies utilizing
SBA504 and 7a programs along with construction lending and treasury services. Prior to joining Community First Bank in 2017, I was Senior Vice President and Commercial Relationship Manager for six years with New Dominion Bank. I am the Commercial Team Leader for the Charlotte, NC region, where I will continue to assist clients and support and oversee commercial development.

Certifications and Education

Radford University – B.S. in Finance.

Personal Interests and Community Involvement

My wife and I are members of the South Mecklenburg Presbyterian Church. I have enjoyed coaching softball and basketball over the years, and I have been a member of the Chinese Chamber for past six years.

Scott enjoys spending quality time creating memories with his wife Julie and three daughters now that they are older.

“People don’t care how much you know, they only want to know how much you care” – Theodore Roosevelt

M. Scott Shires

NMLS# 156511

800 E. Arrowood Road
Charlotte, NC 28217