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Lenders

Jimmy D. Molina

Market Area

Charlotte area and surrounding

What is your niche or expertise?

Commercial Real estate, SPEC Construction, Line of Credits

Banking Experience

Jimmy started his banking career in 2015 as a part time teller. After only nine months he was promoted to the management trainee program. Ten months later he realized that he really enjoyed and wanted to focus his banking career on commerical lending. Jimmy has been able to increase his production every year with 2020 being his best year yet and having him as the top producer of the commercial division for Community First Bank. His attention to detail and going the extra mile for his customers help him to manage a solid pipeline during the pandemic and help many businesses during these challenging times.

Education

Bachelors of Science in Business Management and Leadership

Masters in Business Administration

Masters in Organizational Leadership

Skills, Accomplishments, and Awards

Jimmy has a Bachelor’s of Science in Business Management and Management, a Masters in business administration, and a masters in organizational leadership.

Finished as a top producer of the commerical lending division of CFB in 2020

Played DII Collegiate Tennis

Received award of Who’s who among students in America’s colleges and universities

Bilingual in Spanish and English

Personal Interests

Jimmy is originally from Bogota, Colombia and has been living the past 10 years in United States.

During his free time Jimmy enjoys being active by running and continues to play tennis. He enjoys reading and visiting the many local breweries and wineries that the Carolinas have to offer. Jimmy also owns a restaurant called The Local Room and is currently working on a brewery that will be called The Brew Room. Jimmy is able to understand his clients a lot better as he is a business owner and he understands their struggles and their needs for cash flow.

“Your time is limited, so do not waste it living someone else’s life” – Steve Jobs

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Lenders

M. Scott Shires

Market Area

Charlotte and surrounding counties

What is your niche or expertise?

Scott’s primary focus is on operating companies and his general niche is in SBA 504 and SBA7A loans. He also works with a lot of real estate investors but takes a more cautious approach. He makes sure the properties and investments make sense for their portfolio and helping clients understand the risks. He also works with a lot of clients on construction loans. These loans can be very difficult, and clients really need someone to help them through that process. He has experience of banking through the housing crisis, 9/11, and now covid to help better prepare the clients and their expectations.

Banking Experience

Scott has over 27 years of banking experience in retail and commerical banking in the Carolinas. His experience includes working with start-ups to seasoned operating companies utilizing SBA504 and 7a programs along with construction lending and treasury services. Prior to joining CFB in 2017, Scott was a Senior Vice President and Commerical Relationship Manager for six years with New Dominion Bank.

Certifications and Education

Scott is a 1992 graduate of Radford University with a Bachelor’s degree in finance.

Personal Interests and Community Involvement

Scott and his wife are members of the South Mecklenburg Presbyterian Church. He has coached softball and basketball at MARA for seven years and Charlotte Soccer Academy for four years when his children were younger. He has been a member of the Chinese Chamber for past six years.

Scott enjoys spending quality time creating memories with his wife Julie and three daughters now that they are older.

“People don’t care how much you know, they only want to know how much you care” – Theodore Roosevelt

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Lenders

Sheila Galloway

Market Area  

Oconee County – Focusing on Walhalla, West Union, and Salem

What is your niche or expertise? Commercial Lending, Small business, and Construction.

Banking Experience

Sheila started her career in banking in 1992; as a teller. In 1995 she joined the team at Community First Bank. Sheila held many titles within the bank including teller, head teller, CSR, Branch Manager, Deposit Services Officer and she is currently a SVP and City Executive since 2015. Sheila has a mastery of construction-based finances and has found success in bringing clients’ goals to reality.

Certifications and Education 

Graduate – Walhalla High

Coursework in Accounting – Tri-County Technical College

 ABA – Numerous specialty classes, including IRA/CESA

Skills, Accomplishments, and Awards

Sheila’s accomplishment is that she has a successful career as a banker that has grown through determination to learn the ropes and the desire to be the top performer at every task.

Personal Interests and Community Involvement

Recent Volunteer of Excellence Award from Girl Scouts of SC – Mountain to Midlands Region

Promotion Committee for the Main Street program – Walhalla Performing Arts Center

Sheila loves volunteering for anything related to the Walhalla community. She served eight years on the American Red Cross board and recently completed her sixth and final year on the board of the Walhalla Performing Arts Center. She enjoys being an active Girl Scout leader as well as being very active in her church.

“Life will only change when you become more committed to your dreams than you are to your comfort zone.” – Billy Cox

Categories
Lenders

Scot Frith

Market Area 

I am located at the Clemson Boulevard office in Anderson and work the Anderson County market, primarily.

What is your niche or expertise?

I specialize in commercial and consumer real estate and construction loans as well as equipment financing for small businesses.

Banking Experience

Scot began his banking career at an Anderson savings and loan in 1994. He joined CFB in 2002 as the branch manager of the Clemson Boulevard office in Anderson. Recently, Scot has accepted the position of small business banker and will continue to serve the people of Anderson Country from the same office.

Certifications and Education  

Clemson University B. S. 1991

Skills, Accomplishments, and Awards

2019 Community First Bank Employee of the Year

2019 Consumer Lender of the Year

2020 Consumer Lender of the Year

Personal Interests and Community Involvement

Scot spends a big part of his free time following his daughter as she pursues her interests and activities. He is a big fan of old-time radio and an avid lover of college football. In addition, he is actively involved in leadership positions at his church.

“It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their own interests” -Adam Smith  

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Lenders

Robert R. “Randy” Shaw

Market Area

Serving primarily Oconee, Pickens, and Greenville Counties

What is your niche or expertise?

Serving primarily Commercial, Small Business, and Construction clients as well as Religious organizations and Non-profits.  

Banking Experience 

Randy has over 32 years of lending and other banking experience, starting his career in eastern North Carolina in June 1988 after graduating from Clemson University. After an intensive bank training program with a regional banking company, he relocated back to the Upstate, where he still calls home. In his career he has served in numerous roles in branch management, consumer lending, commerical lending, and credit administration all over the Upstate in Greenville, Pickens and Oconee Counties.  

Certifications and Education 

Bachelors in Finance from Clemson University May 1988

Principles of Banking Southeastern Community College Fall 1988

Wachovia School of Commercial Credit

Principles of Real Estate Appraisal I, II and II 

Greenville Technical Community College

Personal Interests and Community Involvement

Pickens County Guardian Ad Litem – court appointed figure aiding in understanding and advocating for the best interest of the child

Member and former Church Council Vice-Chair of the Clemson United Methodist Church

Clemson Sertoma Club Member for 22 years – club dedicated to improve the quality of life today for those at risk or impacted by hearing loss through education and support.

In his free time, he enjoys spending time with his family in the NC mountains or at the SC coast. In the fall his spare time is devoted to watching the Championship winning Clemson Tiger football right at home in Death Valley.

“Kindness is simple. It is seeing the good in everyone and celebrating it” – RAKtivist 

Categories
Lenders

Michael L. Morris

Market Area 

My market area is Greenville County, SC, and surrounding areas.

What is your niche or expertise?

Owner Occupied Commerical Real Estate, Investment Properties,  Operating Entities. 

Banking Experience 

Michael started his career in banking over 23 years ago as a management associate with NationsBank. He was a branch manager until he transitioned into the commerical banking side in 2002. During his career, he has been fortunate to be involved in aspects of the commerical lending process from developing financing solutions to underwriting and analysis to portfolio management. He has also been able to work directly with business owners in various industries and differing in revenue sizes. He considers it a privilege to help clients achieve their goals and to see their business succeed.

Certifications and Education 

MBA – Anderson University

BS in Bus. Admin with an Accounting minor – Berry College

Skills, Accomplishments, and Awards

CUES – Business Lending – Financial Analysis and Diagnostics 2019

CUES – Business Lending – Strategic Business Lending 2019

CUES – Business Lending – Credit Administration  2018

NCBA – Commerical Real Estate Lending  2015

Personal Interests and Community Involvement

Greenville City Center Rotary Club member since 2013 – a group where professionals with diverse backgrounds could exchange ideas, form meaningful, lifelong friendships, and give back to their communities.

United Way of Anderson County – non-profit group improving Anderson county by providing leadership in identifying needs, securing, and leveraging resources to unite people and impact lives.

United Way of Anderson County – Board Chair 2017 & 2018

United Way of Anderson County – Board of Directors 2015 – 2020

In his free time he likes to spend time with his family traveling to the beach or to the mountains. Michael also has one son who works for the Trade Commission for Canada.

“Try not to become a man of success. Rather become a man of value.” – Albert Einstein

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Lenders

Joshua Brant

Market Area 

Western North Carolina (Asheville, Canton, Waynesville, Sylva, Franklin, Bryson City, Hayesville, Andrews, Murphy)

What is your niche or expertise? 

Small Business, CRE, OOCRE, RE Development

Banking Experience

Joshua has been working within the banking and finance industry since 2002. During that time, he has specialized in financial planning, investments, mortgage lending, retail banking, and commercial lending. He enjoys working with small business owners to navigate the complexities of financing, grow their businesses, and be a valued advisor and partner.

Certifications and Education  

BSBA – Economics and Finance;  MBA – Corporate Finance/Management;  Graduate of the BB&T Banking School at Wake Forest.

Skills, Accomplishments, and Awards

Having been in retail banking management roles, Joshua has experience in sales leadership, career development, coaching and developing branch staff on the consultative sales approach, small business lending, and financial analysis.

Personal Interests and Community Involvement

Joshua enjoys spending time with his two amazing children. He also loves anything outdoors such as golfing, fishing, and hunting. Joshua also draws inspiration for community growth by traveling abroad and experiencing different cultures.

“It’s kind of fun to do the impossible.” -Walt Disney

Categories
Lenders

Bradley T. Hoover

Market Area

My market is Northeast TN and SW VA.

What is your niche or expertise?

The majority of Brad’s banking career has been helping small business customers as well as professionals. Loans have included owner-occupied and investment real estate, equipment, business acquisitions, and operating lines of credit. He has also made large commercial real estate deals for office spaces, medical offices, and retail.

Banking Experience

Brad’s banking career started in 1983 in Kingsport, TN, as the Collections Manager for First TN Bank. While at First TN, he learned the business of banking, held several banking positions, and after seven years in retail banking, moved into commercial lending. For almost 40 years, Bradley’s experience has helped banking customers obtain their financial goals.

Certifications and Education

Clemson University ‘82

TN School of Banking ‘88

LSU Graduate School of Banking ‘91

TN Commercial Lending School ‘92

Skills, Accomplishments, and Awards

Past President of Kingsport Chamber, Downtown Kingsport Assoc., Kingsport Downtown Rotary, Fun Fest Chairman, and other various community boards. Recipient of Kingsport Leadership Award

Personal Interests and Community Involvement

Active member of:

Rotary

City of Kingsport Parks & Rec Advisory Council

Kingsport Arts Council Board Member

Kingsport Boys & Girls Club Foundation Board

In his spare time, Brad enjoys being active by playing golf, tennis, the beach and any other outdoor activities. He and his wife, Leigh Anne, were college sweethearts at Clemson. They have two adult children, who are also Clemson graduates, and one, very spoiled, black Labrador retriever.

“When the light that shines inside you is greater than the light shining on you, there is nothing to be afraid of” -Dabo Swinney, Clemson University head football coach