Efrem M. Lipscomb
Branch Manager and Assistant Vice President

Market Area 

Within a day’s drive of the bank (SC, NC, TN, VA, GA and N.FL)

Now serving as the Branch Manager at Seneca North

What is your niche or expertise?

SBA Lending

Banking Experience 

I began my banking career as a teller in 2018 and quickly worked my way up to the Sales and Finance department. From there, I was recognized for my skills and communication abilities and was promoted Branch Manager in 2020. My latest accomplishment at Community First Bank was to move into a lending role, specializing in SBA — small business lending.

Certifications and Education  

I am currently working on a Bachelor’s degree in Business Finance at Western Governors University.

Skills, Accomplishments, and Awards

I have a passion for not only helping individuals achieve their financing needs but also helping to increase financial awareness and education throughout the community. By helping people under the
concepts of interest rates, equity, and other financial terms we can organically grow local businesses for local people. Reinvesting in the community I serve is important to me. In my first year of management, I helped customers with approximately $1 million in new consumer loans. In the future, I hope to hold seminars to help educate the community on their financial options.

Personal Interests and Community Involvement

I am a member of the Anderson Chamber of Commerce, BNI Strategic Alliance (a business networking group in Anderson), as well as a member and trustee at Evergreen Baptist Church in Anderson, SC.

In my free time, I enjoy spending quality time with my wife and son, watching Clemson football, playing basketball, and working in my yard at home. In the future, I hope to start investing in real estate, working towards his family becoming debt-free.

“Why chose mediocrity…when excellence is an option?”

Efrem M. Lipscomb

NMLS# 1937005

449 Hwy 123 Bypass
Seneca, SC 29678