Community First Bank
  • Personal
    • Personal Checking
    • Personal Savings
      • Certificate of Deposit (CD)
      • Personal Money Market Account
      • Individual Retirement Accounts (IRA)
    • Personal Loans
      • Automobile Loans
      • Boat and RV Loans
      • Construction Loans
      • Home Equity Loans
    • Credit Cards

    Personal Checking

    To simplify your banking needs, we’ve designed our new checking accounts around you and the choices that you make.

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    Personal Savings

    Be prepared for all of life’s rainy days.

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    Personal Loans

    Why wait to grab life by the horns? We’ve got loans to make your plans a reality, today.

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    Get the right credit card to match your lifestyle.

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    Access tools and resources to help you make the right decision to meet your financial goals.

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  • Business
    • Business Checking
    • Business Savings
      • Business Certificate of Deposit
      • Business Money Market
    • Business Loans
      • SBA Loans
      • Commercial Real Estate
      • Vehicle and Equipment Loans
    • Business Services
      • ACH Origination
      • Remote Deposit Capture
      • Merchant Card Services

    Business Checking

    Keep your operation running smoothly with a checking account designed to match your needs.

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    Business Savings

    Set your sights on the future.

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    Business Loans

    Take your business to the next level.

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    Business Services

    ACH origination, remote deposit capture, and credit card processing make transactions easier for you and your customers.

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    Online, Mobile, and Other Banking Services

    Bank when & where you want.

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    Resources

    Access tools and resources to help you make the right decision to meet your financial goals.

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  • Insurance
  • About Us
    • Leadership
    • Lending Team

    Who We Are

    At Community First, we only have two goals. To help you meet your financial goals and to be a valued member of the communities we serve.

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    Leadership

    An Executive Management Team you can trust.

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    ATM & Branch Locations

    Here to serve you. Across the Carolinas and Tennessee.

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    Lending Team

    We take pride in helping you reach your financial goals.

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    Newsroom

    See our press releases, financials, and annual reports.

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    Resources

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Community First Bank
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Truth In Savings Disclosure

RATE INFORMATION. The interest rate listed in each tier will be paid on the entire balance in your account.

Tier

Daily Balance Range

Interest Rate

Annual Percentage Yield (APY)

1

Below $2,500.00

0.050%

0.05%

2

Equal to or greater than $2,500.00

0.100%

0.10%

Your interest rate and annual percentage yield may change.

Determination of Rate. At our discretion, we may change the interest rate on your account. Frequency of Rate Changes. We may change the interest rate on your account at any time. Limitations on Rate Changes. There are no maximum or minimum interest rate limits for this account.

COMPOUNDING AND CREDITING. Interest will be compounded daily and will be credited to the account monthly. Ifyou close your account before interest is credited, you will receive the accrued interest.

MINIMUM BALANCE REQUIREMENTS. You must deposit $100.00 to open this account. A Maintenance Fee of $12.00 will be imposed every statement cycle ifthe daily balance on any day ofthe statement cycle falls below $2,500.00.

Or this fee can be avoided with a minimum balance of$10,000.00 in combined relationship deposits.

You must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.

BALANCE COMPUTATION METHOD. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

ACCRUAL ON NONCASH DEPOSITS. Interest begins to accrue on the business day you deposit noncash items (for example, checks).

TRANSACTION LIMITATIONS. No transaction limitations apply to this account.

CURRENT RATE INFORMATION. The rate(s) and annual percentage yield(s) disclosed above were offered within the most recent seven calendar days, and were accurate as of 02/l 7/2023. To obtain the current rate(s) and annual percentage yield information, please call (864)364-6130.

FEES AND CHARGES. Please refer to the separate Fee Schedule provided to you with this disclosure for information about fees and charges associated with this account. A Fee Schedule will be provided to you at the time you open an account, periodically when fees or charges change, and upon request.

MONTHLY PAPER STATEMENT FEE:

Paper Statement Fee of $5.00 will be imposed every monthly statement cycle; Paper Statement Fee can be avoided by enrolling in Electronic Statements (e-Statement).

Community First Bank

BANK HOURS

LOBBY:
Mon-Thurs: 9am – 5pm
Fri: 9am – 6pm

DRIVE-THRU:
Mon-Thurs: 8:30am – 5pm
Fri: 8:30am – 6pm

 

Community First Bank, Inc BBB Business Review

Community First Bank
NMLS #607801

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  • Locations
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  • Disclosures
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  • NMLS# Lookup
  • Stop Unsolicited Mortgage Offers
Pay Loan Online
Community First Bank

864-364-6130

Community First Bank
NMLS #607801

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  • Personal Banking
    • Personal Checking
    • Personal Savings
      • Personal Money Market Account
      • Individual Retirement Accounts (IRA)
      • Certificate of Deposit (CD)
    • Personal Loans
      • Automobile Loans
      • Boat and RV Loans
      • Construction Loans
      • Home Equity Loans
    • Credit Cards
  • Business
    • Business Checking
    • Business Savings
      • Business Certificate of Deposit
      • Business Money Market
    • Business Loans
      • SBA Loans
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