Market Area

Upper East TN ( Primary Counties of Carter, Washington, Sullivan, Johnson, and Unicoi)

What is your niche or expertise?

Harold’s lending background includes residential, small and large-scale commercial, agricultural lending, construction (residential and commercial), and consumer ( HELOCS and vehicles).

Harold’s niche is the ability to work with a variety of different requests and the ability to deal with all generations — from baby boomers, to millennials, and Gen X-Y-Zs. Harold has the ability and skill set to accommodate each client in their way of doing business.

Banking Experience

Harold’s customer service career started in 1987 and his Lending career began in 1996.

Certifications and Education

Bachelor of Business Administration from East TN State University

Major in Marketing, Finance, Accounting; Graduated with Honors 1991

David Crockett High School, Jonesborough TN; Graduated with Honors 1983

Personal Interests and Community Involvement

Past Member Kiwanis, Chamber of Commerce, Home Builders Association, NE TN Realtor Association, Mortgage Bankers Association

Personal Interests include Farming, Family activities, Church activities, and Sporting activities

Married to wife Sheila for almost 26 years. Two children.

Grew up in nearby Jonesborough –Tennessee’s oldest town. Currently, resides in Johnson City.