PRIVACY POLICY DISCLOSURE STATEMENT

Rev. 06/1/2020

FACTS

WHAT DOES COMMUNITY FIRST BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • account balances and payment history
  • transaction or loss history
  • mortgage rates and payments
  • credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community First Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Community First Bank Share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes –
information about your transactions and experiences		 Yes No
For our affiliates' everyday business purposes –
information about your creditworthiness		 Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share

 

To limit our sharing
  • Call 877-881-2130 to be directed to your local COMMUNITY FIRST BANK branch for assistance.
  • Mail the form below

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent you this notice.  When you are no longer our customer, we continue to share your information as described in this notice.  However, you can contact us at any time to limit our sharing.

 

Questions? Call toll free (877) 881-2130

Privacy Form

Who we are
Who is providing this notice? Community First Bank
What we do
How does Community First Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic information about you to employees who need to know to provide products or services to you. We maintain physical, electronic, and procedural safeguards.
How does Community First Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card.

We also collect your personal information from others, such as Credit Bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account unless you tell us otherwise.
Definitions
Affiliates

Companies related by common ownership or control. They can be
financial and nonfinancial companies.

  • Our affiliates include Community First Financial Services, Inc.   SeaTrust Mortgage Company
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Community First Bank does not share with non-affiliates so they can market to you.
Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Community First Bank doesn’t jointly market.
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