Categories
Lenders

Jo Nelson

Market Area 

Seneca Market

What is your niche or expertise? 

Consumer loans/vehicle, Home Equity Loans, Boats, Personal Loans

Banking Experience

Jo joined the CFB team over 10 years ago as a teller and quickly became a Customer Service specialist at the Walhalla & Westminster Branches. Gaining years of experience within our bank has afforded Jo the opportunity to not only learn and help our customers and our community but learn the skills it takes to run a successful branch. As of 2017, Jo has been the Branch Manager for the South Seneca location. She’s a recognized local that enjoys being able to help her customers with their financial options.

Skills, Accomplishments, and Awards

One of the top in lending among CFB Branch Managers for the last 2 years

Personal Interests and Community Involvement

Former member of the Walhalla Pilot Club for 3 years – Secretary for 1 of those

Member of North Walhalla Church of God – leading organizer in the yearly Vacation Bible School for the local children, the Fall Festival and the Easter Egg Hunt

Jo loves to spend time out and with her grandchildren. During her spare time she likes to invest her time reading a good book or hiking.

“Try not to become a person of success, but rather try to become a person of value” Albert Einstein 

Categories
Lenders

Timothy W. Hawks

Market Area

Northeast GA & Upstate SC

What is your niche or expertise?

Primarily focused on residential construction, along with purchases and refinances of primary and secondary homes

Banking Experience

Tim started his banking career in 1990 as an Assistant Branch Manager and consumer lender. Over the last 22 years he has focused on residential and commercial lending, but his current position primarily focuses on residential construction.

Certifications and Education

Graduate of Georgia Banking School at the University of Georgia in 2003

Skills, Accomplishments, and Awards

During the upheaval of the pandemic, Tim closed over 8 million in loans during 2020.

Personal Interests and Community Involvement

Tim enjoys traveling, both locally and internationally, but even more than that he enjoys spending his free time with his family which includes four children and three grandchildren. Tim attends the grandchildren’s activities as much as possible, because he is their biggest fan.

“The only way to do great work is to love what you do.” -Steve Jobs

Categories
Lenders

Scot Frith

Market Area 

I am located at the Clemson Boulevard office in Anderson and work the Anderson County market, primarily.

What is your niche or expertise?

I specialize in commercial and consumer real estate and construction loans as well as equipment financing for small businesses.

Banking Experience

Scot began his banking career at an Anderson savings and loan in 1994. He joined CFB in 2002 as the branch manager of the Clemson Boulevard office in Anderson. Recently, Scot has accepted the position of small business banker and will continue to serve the people of Anderson Country from the same office.

Certifications and Education  

Clemson University B. S. 1991

Skills, Accomplishments, and Awards

2019 Community First Bank Employee of the Year

2019 Consumer Lender of the Year

2020 Consumer Lender of the Year

Personal Interests and Community Involvement

Scot spends a big part of his free time following his daughter as she pursues her interests and activities. He is a big fan of old-time radio and an avid lover of college football. In addition, he is actively involved in leadership positions at his church.

“It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their own interests” -Adam Smith  

Categories
Lenders

Betania Freire

Market Area

Greenville County and adjacent areas

What is your niche or expertise?

Exceptional customer service and communication skills. Great experience in retail banking including consumer lending and management.

Banking Experience

Betania began her career in banking over eighteen years ago as a Teller, and has served in many capacities throughout the industry, including Lending and Management. Past awards and recognitions include selection as a candidate for an Internal Management Program, giving her the knowledge and expertise to maximize her experience in banking. Betania has also been recognized for her sales excellence and client service.

After a decade in banking, Betania decided to make a change to community banking as she recognized the advantages of working for the local community. She has been with Community First Bank for two years, assisting clients with deposit accounts and loans, and she is excited to continue to grow in her career as a Branch Manager.

Education

Bachelor’s of Science in Education at Universidad Nacional Autonoma de Nicaragua, UNAN.
Skills: Bilingual in English and Spanish. Extremely organized; attention to details; highest level of customer service through great communication, responsiveness, problem solving and critical thinking skills.

Personal Interests

Betania is committed to her community and has been recognized and awarded as an “Upstate Community Hero” by the Hispanic Women Association (AHAM). She currently serves on the board for Latinos United and is a past board member for Upstate International. She uses her knowledge and skills in finance to help community members on the Financial Stability Committee for the Hispanic Alliance.
Besides volunteering and participating in the community, she loves traveling, learning about other cultures, cooking, dancing, and entertaining with family and friends. Betania is from Nicaragua and has lived in USA for twenty-one years.

Categories
Lenders

Luke Adams

Market Area

Luke’s primary market area is Walhalla, SC., and the surrounding Oconee County area.

What is your niche or expertise?

Luke specializes in personal and business account openings as well as debit card and online banking assistance. He also specializes in loans for consumers – Auto, boat, HELOC, and more.

Banking Experience

Luke began his banking career in May 2017 as an intern for Community First Bank. While serving in that role he visited a variety of different departments within the bank and learned how each operated. After graduating from Clemson University, Luke began work at CFB in January 2018 as a full-time Customer Service Representative at the Walhalla Branch. That role allowed Luke to serve clients directly and help with a variety of needs. Now, in 2021, Luke has taken on a new challenge as a Consumer Loan Officer.

Education

Clemson University – Bachelor’s degree in Accounting

Skills, Accomplishments, and Awards

Luke’s goal is to assist consumers and businesses alike with all their banking needs. He works quickly and efficiently for all of his clients, achieving objectives together.

Personal Interests and Community Involvement

Luke enjoys exercising and spending time with family in his free time.

Categories
Lenders

Linda Willis

Market Area

Elizabethton, Tennessee, Carter County, and the surrounding areas

What is your niche or expertise?

Linda will be assisting customers with personal, home, and auto loans.

Banking Experience

Linda has been in banking for 38 years, starting her career as a customer service representative.  She is currently the Branch Administrator for the Elizabethton offices and has recently trained for lending.

Categories
Lenders

Jennifer N. Lee

Market area 

Oconee County

What is your niche or expertise?

Consumer loans (vehicles, motorcycles, tractors, campers, ect…)

Banking experience

Jennifer started her banking career as a teller in 2002 and joined the CFB team in 2003. Jennifer continued to work her way from a teller to a CSR and then to a bank manager in 2016 at the Westminster location. Jennifer is fully vested in her community and takes pride in being able to help the people among which she lives.

Certifications and education  

Completed 2 years of South Carolinas Bankers School – 2021 Graduate

Skills, accomplishments, and awards

Consumer Lending School Certification in 2018
Chosen as CFB representative to undertake new software rollout and training

Personal Interests and Community Involvement

Member of Westminster Rotary Club – a group where professionals with diverse backgrounds could exchange ideas, form meaningful, lifelong friendships, and give back to their communities.

Jennifer enjoys spending her time in the arts by crafting, creating different home projects for holidays and special events and painting.

“Climb high, climb far…your goal is the sky – your aim, the stars”

Categories
Lenders

Michael Corcione

Market Area 

Charlotte North Carolina and the surrounding areas

What is your niche or expertise?

Consumer Banking, Personal, and Consumer Lending 

Banking Experience

Michael has over twenty years of management and leadership experience in the banking industry, and has worked in a variety of roles.  These include customer service, financial center management, and customer engagement.  Michael has developed and managed banking relationships with both consumers and businesses by identifying and satisfying their financial needs, and is available to assist you in the greater Charlotte NC area.

Certifications and Education 

Center for the Media Arts

Comsewogue HS

Skills, Accomplishments, and Awards

Strong sales and superior customer service skills

Proven ability to lead individuals and teams

Highly organized

Business planning

Communications

Categories
Lenders

Reagan Randall

Market Area

Reagan will be covering Gaston and Mecklenburg Counties in North Carolina

What is your niche or expertise?

Home mortgages and small business lending

Banking Experience

Regan began his career in the mortgage business in 1996 by opening HomeTrust Mortgage.  Five years later he sold that company and launched a new one: Carolina Lending Group, LLC.

Reagan spent several years gaining knowledge and experience at both large and community banks and has extensive experience with business banking and lending up to $2M.

Education

Graduate of Appalachian State University

Graduate – The BB&T Academy

Awards:  Graduate – Leadership Gaston 2020

Personal Interests

Tennis, Golf, and Travel to new locales

“Make everyone feel important!” – my father, Joe Randall

Categories
Lenders

Brittany Tanner

Market Area

The Tri-Cities area of northeast Tennessee

What is your niche or expertise?

My community.  I have a passion for helping clients find the right solutions that will benefit them in the long term.  It is my goal to listen to and serve my clients, empowering them to build wealth.

Banking Experience

I started my banking career with Security Federal Bank in 2015 and worked as a Teller.  In 2018, I was promoted to the position of Escrow Analyst/New Accounts Clerk. With the merger of Community First Bank in March of 2021, I worked as a Commercial Deposit Specialist.  In 2022, I moved into the position of Business Development Officer.

Certifications and Education

Associate Degree in Accounting – Northeast State College

Personal Interests and Community Involvement

Member of Hunter United Methodist Church

Assisted in coaching girls’ youth basketball