Personal Checking
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Personal Savings
Be prepared for all of life’s rainy days.
Personal Loans
Why wait to grab life by the horns? We’ve got loans to make your plans a reality, today.
Credit Cards
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Resources
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Business Checking
Keep your operation running smoothly with a checking account designed to match your needs.
Business Savings
Set your sights on the future.
Business Loans
Take your business to the next level.
Business Services
ACH origination, remote deposit capture, and credit card processing make transactions easier for you and your customers.
Resources
Access tools and resources to help you make the right decision to meet your financial goals.
Who We Are
At Community First, we only have two goals. To help you meet your financial goals and to be a valued member of the communities we serve.
Leadership
An Executive Management Team you can trust.
Lending Team
We take pride in helping you reach your financial goals.
Careers
Looking to be part of a growing organization?
ATM & Branch Locations
Here to serve you. Across the Carolinas and Tennessee.
Newsroom
See our press releases, financials, and annual reports.
Resources
Access tools and resources to help you make the right decision to meet your financial goals.
Market Area
Commercial Relationship Manager
What is your niche or expertise?
Serving Commercial, small business, and construction clients
Certifications and Education
A graduate of Appalachian State University in 2022 with a bachelor’s degree in business management
Personal Interests and Community Involvement
Greenville Chamber active member
Fly fishing, Birdwatching, running
Market Area
Market area is greater Charlotte, NC region
What is your niche or expertise?
Commercial lender/ portfolio management
Banking Experience
Came fresh from graduating college and now specialize in Commercial lending and portfolio management. Have been with the new job for right around 8 months now
Certifications and Education
Bachelor’s degree from Appalachian State University
Skills, Accomplishments, and Awards
Personal interest consists of spending time with loved ones and friends, and I enjoy being active too keep a healthy lifestyle. Involved in the community by providing guidance for training for football and baseball. I try to pass on the knowledge I gained from playing sports for a very long time and how you can transition the lessons learned from sports into school and real-life scenarios
Market Area
Seneca
What is your niche or expertise?
Consumer loans/vehicle, Home Equity Loans, Boats, Personal Loans
Banking Experience
I begin working with CFB as a teller at the Seneca South Branch in 2016 shortly after being promoted as Customer Service Representative. After serving as CSR for 6 years taking very good care of CFB’s customers I was again promoted to Branch Manager at the Seneca South branch. I am a local that has spent my entire life in this area and is known by many locals.
Skills, Accomplishments, and Awards
Recognized as the number 1 cross-sales employee.
Personal Interests and Community Involvement
Member of Off the Clock with the city of Seneca. Loves to spend time with my family including my grandson. Enjoys trips to the beach and other warm-weather outdoor activities.
“They don’t make you what you are, you are who you choose to be”
Market Area
Northeast TN and Southwest Virginia
What is your niche or expertise?
Commercial Lender with a focus on small businesses under $12 million. Commercial/Industrial and agriculture are two areas of focus
Banking Experience
I self-financed my college experience and gained valuable sales and leadership skills in retail management. After college I have spent the majority of my career in community banking. Managing a community bank allows you to wear multiple hats a serve a diverse mix of customer needs.
Certifications and Education
BBA Finance Radford University
Virginia Bankers Association School of Bank Management
Skills, Accomplishments, and Awards
Elected to Board of Supervisors in Smyth County. Elected to participate in Leadership Washington County. Served on Economic Development Authority and Joint Industrial Development Authority. These experiences allow me to be versatile and serve commercial clients and deals that vary im size and scope.
Personal Interests and Community Involvement
I have two daughters and all their interest keep me going. From softball to competitive cheer.
“A nickle aint worth a dime anymore” Yogi Berra
Market Area
Johnson City TN
What is your niche or expertise?
Customer Service, Mortgage Loans, Auto Loans, Personal Loans and small business loans.
Banking Experience
I started my career in banking in 1979, I started as a teller and worked my way up to Branch Manager. I began specializing in loans in 1995.
Certifications and Education
Graduate of The Virginia School of Bank management at the University of Virginia Charlottesville VA.
Tennessee Notary
“Every experience, no matter how bad it seems, holds within it a lesson of some kind. The goal is to find it.”
Market Area
Franklin, NC
What is your niche or expertise?
Banking Experience
Certifications and Education
Skills, Accomplishments, and Awards
Personal Interests and Community Involvement
Market Area
Greenville, SC Upstate
What is your niche or expertise?
Commercial Lending, Commercial Real Estate, Commercial and Industrial
Banking Experience
I began my career as a Member Specialist, working my way up to my current position. I started on the Consumer side of financial institutions before moving to the Commercial side 16 years ago.
Certifications and Education
Graduated from the State University of NY; NC Bankers School; CUES Commercial and Industrial Lending courses; GRO Leadership training.
Skills, Accomplishments, and Awards
Award for Process Improvements and Implementation in Commercial Department. Leadership rolls in Business Networking International (BNI)
Personal Interests and Community Involvement
Board of Director for Upstate BBB (Better Business Bureau)
I enjoy gardening, traveling and spending time with my family
“I like to use the familiar quote – Sacrifice comes before Success”
Market Area
Seneca, Clemson, Pendleton, Central
What is your niche or expertise?
Consumer Lending (Credit Cards, Cars, Line of Credits, etc)
Banking Experience
I have 11 years banking experience. I joined the CFB team in 2016 as a float teller for Anderson SC and have recently been promoted to Branch Manager.
Certifications and Education
Studies in Accounting and Business Management
Notary Public for SC
Skills, Accomplishments, and Awards
Presidents Award at Wells Fargo for highest teller referrals in the district.
Personal Interests and Community Involvement
Member of BNI Golden Corner in Seneca SC, active member at Powerhouse Christian Church in Anderson SC
Hobbies are singing, hiking, crafting, and making memories with family and friends. I enjoy building long lasting relationships with others.
“Your success will always be measured by the quality of service you render.” – Earl Nightingale
Market Area
Seneca Market
What is your niche or expertise?
Consumer loans/vehicle, Home Equity Loans, Boats, Personal Loans
Banking Experience
Jo joined the CFB team over 10 years ago as a teller and quickly became a Customer Service specialist at the Walhalla & Westminster Branches. Gaining years of experience within our bank has afforded Jo the opportunity to not only learn and help our customers and our community but learn the skills it takes to run a successful branch. As of 2017, Jo has been the Branch Manager for the South Seneca location. She’s a recognized local that enjoys being able to help her customers with their financial options.
Skills, Accomplishments, and Awards
One of the top in lending among CFB Branch Managers for the last 2 years
Personal Interests and Community Involvement
Former member of the Walhalla Pilot Club for 3 years – Secretary for 1 of those
Member of North Walhalla Church of God – leading organizer in the yearly Vacation Bible School for the local children, the Fall Festival and the Easter Egg Hunt
Jo loves to spend time out and with her grandchildren. During her spare time she likes to invest her time reading a good book or hiking.
“Try not to become a person of success, but rather try to become a person of value” Albert Einstein
Market Area
Northeast GA & Upstate SC
What is your niche or expertise?
Primarily focused on residential construction, along with purchases and refinances of primary and secondary homes
Banking Experience
Tim started his banking career in 1990 as an Assistant Branch Manager and consumer lender. Over the last 22 years he has focused on residential and commercial lending, but his current position primarily focuses on residential construction.
Certifications and Education
Graduate of Georgia Banking School at the University of Georgia in 2003
Skills, Accomplishments, and Awards
During the upheaval of the pandemic, Tim closed over 8 million in loans during 2020.
Personal Interests and Community Involvement
Tim enjoys traveling, both locally and internationally, but even more than that he enjoys spending his free time with his family which includes four children and three grandchildren. Tim attends the grandchildren’s activities as much as possible, because he is their biggest fan.
“The only way to do great work is to love what you do.” -Steve Jobs
LOBBY:
Mon-Thurs: 9am – 5pm
Fri: 9am – 6pm
DRIVE-THRU:
Mon-Thurs: 8:30am – 5pm
Fri: 8:30am – 6pm
