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Lenders

Chase Todd

Market Area

My market area is Oconee County, with a concentration in Walhalla and Westminster.

I will focus primarily on Commercial Lending and Deposits Relationships but will also handle some mortgage lending as well.

What is your niche or expertise?

My banking career began in 2012 as a Teller/FSR.  I have worked in several positions since that time, including Teller Coordinator, Universal Banker, and Branch Manager.  In 2018 I moved into a Mortgage Lending role and have enjoyed that for many years.

Banking Experience  

As a Business Development Officer for Community First Bank, I will utilize both my deposit and retail knowledge, along with my lending skills to assist both commercial and residential customers, whether the needs are loan or deposit related.  My career has been in customer service and sales since my very first job, and I have always strived to put the customer first; to make their experience top notch.  My goal is to focus on customer needs and ensure those are always met

Personal Interests and Community Involvement

I am a part of and involved in our community, and served on the Board for the Seneca Rotary Club for three years where I was recognized as a Paul Harris Fellow. I recently joined the Sertoma Club of Seneca and am looking forward to helping serve our community with this wonderful organization.

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Lenders

Evan Wunder

Market Area

Greenville-Spartanburg Metropolitan Areas

What is your niche or expertise?

Serving Commercial, small business, and construction clients

Certifications and Education  

A graduate of Appalachian State University in 2022 with a bachelor’s degree in business management

Accredited Banking Professional

Personal Interests and Community Involvement

Greenville Chamber active member

Fly fishing, Birdwatching, running

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Lenders

Michelle Smith

Market Area

Seneca

What is your niche or expertise?

Consumer loans/vehicle, Home Equity Loans, Boats, Personal Loans

Banking Experience  

I began my banking career as a teller for Community First Bank at the Seneca South location in 2016. Shortly afterward, I was promoted to Customer Service Representative there. I worked with customers
in that role until 2023 when I was promoted to Branch Manager. I am an Oconee County native and have spent my entire life in this area. My record of customer service has allowed me to not only serve
our customers but to also help me advance my career.

Skills, Accomplishments, and Awards

Consumer Lending School – 2023 Certification, SCBA

Recognized for Number 1 rank in Cross Sales Execution

Personal Interests and Community Involvement

Member of Off the Clock with the city of Seneca. Loves to spend time with my family including my grandson. Enjoys trips to the beach and other warm-weather outdoor activities.

“They don’t make you what you are, you are who you choose to be”

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Lenders

Heather McDonald

Market Area

Franklin, NC

What is your niche or expertise?

Banking Experience  

Certifications and Education  

Skills, Accomplishments, and Awards

Personal Interests and Community Involvement

Categories
Lenders

Jessica Starks

Market Area

Seneca, Clemson, Pendleton, Central

What is your niche or expertise?

Consumer Lending (Credit Cards, Cars, Line of Credits, etc)

Banking Experience  

I joined the Community First Bank team in 2016 as a Float Customer Specialist in the Anderson SC market. My career in banking spans more than ten years, and I have recently accepted a promotion to Branch Manager in Seneca, South Carolina.

Certifications and Education  

Studies in Accounting and Business Management
Notary Public for SC

Skills, Accomplishments, and Awards

Presidents Award at Wells Fargo for highest teller referrals in the district.

Personal Interests and Community Involvement

Member of BNI Golden Corner in Seneca SC, active member at Powerhouse Christian Church in Anderson SC
Hobbies are singing, hiking, crafting, and making memories with family and friends. I enjoy building long lasting relationships with others.

“Your success will always be measured by the quality of service you render.” – Earl Nightingale

Categories
Lenders

Timothy W. Hawks

Market Area

Northeast GA & Upstate SC

What is your niche or expertise?

Primarily focused on residential construction, along with purchases and refinances of primary and secondary homes

Banking Experience

I started my banking career in 1990 as an Assistant Branch Manager and consumer lender. Over the last 20 + years I have focused on residential and commercial lending. Currently, I focus primarily on residential construction.

Certifications and Education

Graduate of Georgia Banking School at the University of Georgia in 2003

Skills, Accomplishments, and Awards

During the upheaval of the pandemic in 2020, I helped clients with over $8 million in loans.

Personal Interests and Community Involvement

I enjoy traveling, both locally and internationally. But even more than that, I enjoy spending my free time with my family – four children and three grandchildren. I attend as many of the grandchildren’s activities as I can – I’m their biggest fan.

“The only way to do great work is to love what you do.” -Steve Jobs

Categories
Lenders

Scot Frith

Market Area 

I am located at the Clemson Boulevard office in Anderson and work the Anderson County market, primarily.

What is your niche or expertise?

I specialize in commercial and consumer real estate and construction loans as well as equipment financing for small businesses.

Banking Experience

I began my banking career at an Anderson savings and loan in 1994. I joined Community First Bank in 2002 as the Branch Manager of the Clemson Boulevard office in Anderson. Recently, I accepted the position of Small Business Banker and will serve the people of Anderson Country from the same office.

Certifications and Education  

Clemson University B. S. 1991

Skills, Accomplishments, and Awards

2019 Community First Bank Employee of the Year

2019 Consumer Lender of the Year

2020 Consumer Lender of the Year

Personal Interests and Community Involvement

I spend a big part of my free time following my daughter as she pursues her interests and activities. I am a big fan of old-time radio and an avid lover of college football. In addition, I am actively involved in leadership positions at my church.

“It is not from the benevolence of the butcher, the brewer, or the baker that we expect our dinner, but from their regard to their own interests” -Adam Smith  

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Lenders

Linda Willis

Market Area

Elizabethton, Tennessee; Carter County, and the surrounding region

What is your niche or expertise?

I assist customers with all of their lending needs. Personal loans, home loans, auto loans, and credit cards.

Banking Experience

I have been in the banking industry for almost forty years. I began my career as a customer service representative and am currently managing the TriCities region of retail banking for Community First Bank. We have locations in Elizabethton and Johnson City.

Categories
Lenders

Jennifer N. Lee

Market area 

Oconee County

What is your niche or expertise?

Consumer loans (vehicles, motorcycles, tractors, campers, ect…)

Banking experience

I began my banking career as a teller in 2002 and joined the Community First Bank team in 2003. I have advanced from a teller to a Customer Service Representative, and then to a bank manager in 2016 at the Westminster location. I am fully vested in my community and take pride in being able to help the people around me.

Certifications and Education  

Graduate – South Carolinas Bankers School (2021)

Skills, accomplishments, and awards

Consumer Lending School Certification (2018)
Chosen as CFB representative to undertake new software rollout and training

Personal Interests and Community Involvement

Member of Westminster Rotary Club – a group where professionals with diverse backgrounds could exchange ideas, form meaningful, lifelong friendships, and give back to their communities.

I enjoy spending time in the arts by crafting, creating different home projects for holidays, and special events and painting.

“Climb high, climb far…your goal is the sky – your aim, the stars.”

Categories
Lenders

Kayla Beheler

Market Area 

Charlotte and the surrounding region

What is your niche or expertise?

My niche is excellent customer service, 100% of the time, as well as products and services! I have been in customer service and care for 20 years.  I absolutely love and value people and helping them each day is what I do best!     

Banking Experience

I first started my banking career in 2012 as a part-time teller.  From there I worked my way up, having several different roles within the bank and advanced to a Customer Service Representative in 2020.  I am now the branch manager of our Charlotte NC branch!  I am eager to learn and grow to help our customers every day!

Personal Interests and Community Involvement

Besides loving to help people, which I honestly do, I love gardening, flowers, and animals!  My husband and I do a garden and share our crops with everyone!  I am very dedicated to my church and community!  As I have several roles in which I proudly do.  I also enjoy hiking and 5ks.  I was the coach for Girls on the Run for 3 years!

I have 4 mantras that I live by……1: Love, care, and forgive people the way you would like to be 2: optimism is the faith that leads to achievement; nothing can be done without hope-Helen Keller, 3: every day may not be good, but there is something good in every day, and lastly do the best you can until you know better.  Then when you know better do better!!!

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