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Manual

Credit Cards

Credit Cards

PUT FREEDOM IN YOUR WALLET

Get the right credit card to match your lifestyle.

Rewards Visa® Credit Card

Earn points with every purchase online, over the phone, or at the checkout counter! Redeem your points for rewards, including hotel reservations, car rentals, and brand-name merchandise.

  • Worldwide acceptance
  • Competitive rates
  • Travel reward options

Secured MasterCard® Credit Card

Just starting out or rebuilding your credit? Our Community First Secured Mastercard® credit card can help put your financial plan in action.

  • Worldwide acceptance
  • Competitive rates
  • Put your financial future on the right track

Put purchasing power in your pocket with a new credit card from Community First.

Small Business MasterCard® Credit Card

Keep business expenses separate while enjoying other benefits with a dedicated credit card for your small business.

  • Worldwide acceptance
  • Competitive rates
  • Easy tracking of small business expenses

CONTACT US FOR AN APPLICATION

CLICK TO

Turn your Community First debit and credit cards OFF and ON; Control WHERE they can be used, set spending limits, and receive INSTANT alerts…all on your smartphones.

Download SecurLOCK Equip from your app store today! It’s fast and FREE!

Disclosure
Advertised Annual Percentage Rate (APR) may change without notice. Loans, line of credit, and credit cards are subject to credit approval.

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Manual

Online, Mobile, and Other Banking Services

EVERYTHING YOU NEED TO TAKE CONTROL OF YOUR FINANCES.

Banking made easy–whenever, wherever you want.

We’re here for you. How you need us when you need us. Our easy-to-use banking tools help you better manage your finances in our fast-paced world.

Online Banking

Mobile Banking

People Pay

Bank when and where you want with Online and Mobile banking.
Free Mobile Banking
Bank on the fly with your smartphone. Mobile Banking goes where you go.
  • Convenient and secure
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Pay bills
  • Find Community First ATMs and branch locations
  • Manage alerts
  • Deposit checks quickly and securely with Mobile Deposit
The Mobile Banking app is available for both iPhone and Android phone users. Search C1stMobile in the App Store or in Google Play to download the app and start banking from anywhere.
Text Banking with your Smartphone

Text any of the codes below to 73955 to receive instant feedback.

  • B – Summary of available balances for all accounts
  • H – Summary of recent transactions per account
  • C – List of available Text Banking commands
  • HE – Help content for Text Banking
  • L – Receive a URL for the CFB mobile browser website
  • R – Receive a URL and new activation code for the CFB mobile website
  • S – Deactivate all CFB text services
Free Online Banking

Log in and take control of your account online.

  • Check account balances
  • Transfer funds between accounts
  • Monitor account activity and receive alerts
  • View your eStatements
Bill Pay

Save time and postage stamps with online Bill Pay.

  • Easily access through Online Banking
People Pay

Send or receive money using only your email address. It’s fast, easy, and 100% safe.

  • Reimburse roommates for rent and other expenses
  • Send your niece or nephew a cash birthday gift
  • Payback the friend you owe for lunch, concerts, or football tickets
  • Pay your babysitter, landscaper, or housekeeper
External Transfers

Transfer funds to and from your Community First account with ease. Access External Transfers via Online Banking.

  • Set up one-time and recurring transfers to and from almost any other financial institution
Skip waiting in line and enjoy 24/7 access to your account with Online and Mobile Banking.

Other Banking Services

Free Telephone Banking

Pick up the phone. We’re here to help.

  • Get your balance (less any placed holds)
  • Verify recent deposit activity
  • Verify recent check or debit card activity
  • Transfer funds between accounts

To access Telephone Banking call 864-718-0743 or toll free at 1-800-589-8388.

Mastercard Debit Card

Buy better and get more with a Community First MasterCard Debit Card.

  • Easy to use as a credit card
  • Simpler than writing a check
  • Fast, convenient, and secure
  • ATM access and withdrawals
  • Honored wherever MasterCard is accepted
Safe Deposit Boxes

Trust your most important documents and valuables with Community First.

  • Choose from a variety of sizes
  • Subject to availability
eStatements

Receive eStatements and do your part to reduce waste and protect the environment.

  • eStatement service replaces paper statements
  • View check images through Online Banking
Reorder Checks

Stay ahead of the game with easy check reordering.

Categories
Manual

Personal Banking

YOUR FINANCES ARE PERSONAL. YOUR BANKING SHOULD BE, TOO.

Discover a better way to do money in your daily life.

CHECKING ACCOUNTS

Simplify everyday banking
Explore our variety of checking accounts that give you the flexibility and freedom to bank your way every day.
CERTIFICATE OF DEPOSIT (CD)
Upgrade your piggy bank
Don’t let your longer-term savings sit on a shelf. Stash them somewhere that pays you–and offers terms & rates to fit your needs.
SAVINGS ACCOUNTS
Save now, enjoy later
Learn more about online banking with Community First Bank. Pay bills online, make easy bank transfers, check your balance…
MONEY MARKET ACCOUNT
Make your money multiply
Save for the future while maintaining quick access to your cash for when life happens.

HOME EQUITY LOANS

Love your home; love what it can do for you. You’ve got ideas and we’re here to make them happen.

BOAT / RV LOANS

Adventure Calls! Whether on land or by water, we understand some people just have to keep moving.

CREDIT CARDS
Get the right card to match your lifestyle. Try our Rewards Visa® Credit Card today.

Contact Request

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Manual

Secured Mastercard Brochure

YOUR LOAN. YOUR PAYMENT. YOUR LOCAL BANK.

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Manual

Rewards Visa Brochure

YOUR LOAN. YOUR PAYMENT. YOUR LOCAL BANK.

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Manual

Resource Center

Resources

MAKE SMART FINANCIAL MOVES

Access tools and resources to help you make the right decision to meet your financial goals.

We’re thrilled to announce our brand new partnership with Zogo, a mobile app that teaches you financial knowledge, and rewards you for doing so!

Thanks to this partnership, Community First Bank account holders will have access to a fun, simplified way of learning about personal finance – and a way to get paid while they do it.

Here’s how the app works:
  • Users have access to nearly 400 bite-sized educational modules that meet all the national standards for financial literacy
  • Users begin each module by learning 5 concepts before taking a 5 question quiz
  • The user earns points – in the form of pineapples – for completing each educational module
  • Users can exchange their pineapples for gift cards (and other rewards), sponsored by Community First Bank!
  • Community First Bank account holders will receive
    access to the Zogo platform at no cost.

Get it on Google Play.

Download on the App Store.

Enter the access code:

C1STBANK

open-account

Open An Account

Opening an account is easier than you think. Contact a lender to get started!

pay-loan

PAY LOAN BY DEBIT CARD

Make your loan payment by Credit/Debit card. Fees Apply

online-banking

ONLINE BANKING

Our easy-to-use banking tools help you better manage your finances in our fast-paced world.

 SecurLock Customer FAQ

A mobile app that allows you to control how, when, and where your debit and/or credit cards are used…
READ MORE…


Turn your Community First debit and credit cards OFF and ON; Control WHERE they can be used, set spending limits, and receive INSTANT alerts…all on your smartphones.

Download SecurLOCK Equip from your app store today! It’s fast and FREE!

Debit Card EMV Chip Reader Requirements

Learn the difference between debit card and credit card fraud.

Spotting Debit Card Fraud

Learn about different types of debit card fraud and tips to protect yourself.

Lost Or Stolen Cards

If your debit or credit card has been lost or stolen, don’t worry. Call the number below—we’ll help you sort it out and send your replacement card quickly.

Debit Cards Call 1-800-500-1044

Credit Cards Call 1-800-325-3678

 

Debit Card vs Credit Card

Learn the difference between debit card and credit card fraud.
READ MORE…

Report Fraud

Safeguard your financial information.

Protect your accounts and personal details by reporting fraud to Community First by phone or email.

Service Fees

See standard fees for personal and business accounts.

Reorder Checks

Reorder checks for your personal checking accounts quickly and easily.

Financial Calculators

Make informed decisions with smart financial calculators.

We want you to make the best possible choices for your financial future. From figuring out how much mortgage you can afford to map out retirement savings, you’ll find the tools you need to get you there.

Disclosures

Read our legal disclosures, terms of use, privacy policy, and more.

Stop Unsolicited Mortgage Offers

Contact Request

Categories
Manual

Investor Relations

Investor Relations

INFORMATION FOR STOCKHOLDERS AND POTENTIAL INVESTORS

2023 Annual Meeting of Shareholders

We are pleased that once again we had our Annual Shareholders meeting in-person at our North Seneca branch.

Thank you to all shareholders who joined us on May 24, 2023 to celebrate our accomplishments and hear about our forward-looking goals.

Quarterly Financial Results

2023 Quarterly Financial Results

1st Quarter 2023
2nd Quarter 2023
3rd Quarter 2023
4th Quarter 2023

Press Releases

Community First Bank Announces Grand Opening of New Branch in Franklin, NC

February 23rd, 2023
Community First Bank is proudly announcing the opening of our office in Franklin, North Carolina on Wednesday February 22, 2023. From our earliest…
READ MORE…

OTC Markets Group Welcomes Community First Bancorporation to OTCQX

December 21st, 2022
OTC Markets Group Inc. (OTCQX: OTCM), operator of regulated markets for 12,000 U.S. and international securities, today announced…
READ MORE…

CFB Completes Sale of SeaTrust Mortgage Company

June 1st, 2022
Community First Bancorporation, Inc. completed the sale of the Bank’s subsidiary, SeaTrust Mortgage Company to Primis Bank, Glen Allen, Virginia in an all-cash transaction. 
READ MORE…

CFB Agrees To Sell SeaTrust Mortgage

April 1st, 2022
Community First Bancorporation (OTC: CFOK) and the Bank’s subsidiary SeaTrust Mortgage Company announced today an agreement for the sale of SeaTrust to Primis Bank, Glen Allen, Virginia (“Primis”).
READ MORE…

Community First Bancorporation Announces Special Cash Dividend

February 15, 2022
Community First Bancorporation, Inc. parent company for Community First Bank, Inc. and SeaTrust Mortgage Company, announced that its Board of Directors declared its first cash dividend of
READ MORE

Community First Bancorporation Announces Completion of Merger

March 19, 2021
Community First Bancorporation announced the completion of the acquisition of SFB Bancorp, Inc. and its wholly-owned subsidiary, Security Federal Bank effective…
READ MORE…

Loan Production Office Opens in Kingsport, TN

March 1, 2021
Community First Bank opens a Loan Production Office in Kingsport, TN with Brad Hoover, Senior Vice President and Commercial Relationship Manager, at the helm …
READ MORE…

SFB Bancorp, Inc. Shareholders Approve Merger

February 11, 2021
Community First Bancorporation announced that SFB Bancorp, Inc. held a Special Meeting where its shareholders approved the Agreement and Plan of Merger…
READ MORE…

Paycheck Protection Program (PPP) – Loan Forgiveness FAQ Update

December 9, 2020
Read the latest update from the Small Business Administration (SBA) and the Department of Treasury on PPP Loan Forgiveness…
READ MORE… 

CFB Announces Private Placement of Subordinated Debt

November 24, 2020
Community First Bancorporation today announced the completion of a private placement of $10.0 million…
READ MORE…

CFB Announces Acquisition Definitive Agreement

October 9, 2020
Community First Bancorporation and SFB Bancorporation jointly announce a definitive agreement for Community First to acquire SFB in a cash transaction…
READ MORE…

CFB Opens Mortgage Company in Wilmington, NC

July 16, 2019
Seatrust Mortgage Company opens Wilmington, NC office, Hires John Owens as Company President…
READ MORE…

Community First Bancorporation Completes $7.2 Million Private Placement of Common Stock

June 10, 2019
Community First Bancorporation announced today that it has successfully closed a $7.2 million private placement of common stock at $7.50 per share…
READ MORE…

Annual Reports

Categories
Manual

Community First Bank

There are a lot of reasons you should bank here. But one of the best? You matter to us. Then there are our great banking products. Discover a bank that’s here for you from your first date to your retirement years.

Home Equity

You’ve got ideas for your home. We’re here to help you make them happen.

RESOURCE CENTER

Access tools and resources to help you make the right decision to meet your financial goals.

MOBILE BANKING
Learn more about online banking with Community First Bank. Pay bills online, make easy bank transfers, check your balance…

SMALL BUSINESS LOANS

When you need a business loan for whatever reason – we’re here to help you get it.

Now the power to
protect your cards
is in your hands
Download SecurLOCK Equip from your app store.
It is fast and FREE!

Online Banking

Bank when & where you want

INSURANCE

Protect the things that matter to you most with full-service insurance products for you or your business.

Careers

Explore career opportunities at Community First Bank
Categories
Manual

Service Unavailable Notice

SERVICE IS TEMPORARILY UNAVAILABLE

Please call the Customer Center at 864-364-6130 for further assistance.

Categories
Manual

2021 Annual Report

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