PERSONAL SAVINGS ACCOUNTS

Community First Bank offers a number of ways for you to save. We’ve tried to keep it simple but effective in meeting your personal savings goals. No gimmicks, no hidden charges, it is all right here.

  Personal Money Market* Simply Savings* Youth Savings* Health Savings IRA Certificate of Deposit
 Open an Account; APPLY NOW APPLY NOW APPLY NOW APPLY NOW
Minimum To Open $50 $50 $0 and up to age 21 $0 $100 $500
Monthly Maintenance Fee $10
 $3
 $0 $3
 N/A N/A
Ways To Avoid Monthly Maintenance Fee $500 minimum balance3 $100 minimum balance3
 N/A $100 minimum balance3 N/A N/A
Withdrawals At No Charge * * * * N/A1 N/A1
Personal Online Banking Unlimited access at no charge Unlimited access at no charge   Unlimited access at no charge Unlimited access at no charge Unlimited access at no charge
Mobile Banking Unlimited access at no charge2 Unlimited access at no charge2   Unlimited access at no charge2 Unlimited access at no charge2 Unlimited access at no charge2
Interest Tiered on daily balance, compounded daily and credited monthly as follows:
  • $0.01 to $2,499
  • $2,500 to $29,999
  • $30,000 to $99,999
  • $100,000 to $199,999
  • $200,000 and over
 Earns interest on daily balance, compounded daily and credited monthly Earns interest on daily balance, compounded daily and credited monthly Earns interest on daily balance, compounded daily and credited monthly
 Tiered on daily balance, compounded daily and credited quarterly Tiered on daily balance, compounded and credited annually; compounded and credited at maturity for terms less than 12 months
Other Benefits
  • MasterCard® debit card (non-ATM transactions included in debit limits)
  • Unlimited access to Telephone Banking
  • MasterCard® debit card (checking account required)
  • Unlimited access to Telephone Banking
  • Unlimited access to Telephone Banking
  • MasterCard® debit card
  • Unlimited access to Telephone Banking
  • Subject to all federal tax regulations
  • Contributions permitted without extending maturity
  • Unlimited access to Telephone Banking
  • Subject to all federal tax regulations
  • Automatically renewable
  • A choice of maturity options
  • Unlimited access to Telephone Banking

*Federal regulations limit transactions to no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions per statement cycle. Frequently exceeding limitation may result in account reclassification or closure.

1May be subject to early withdrawal penalties

2Data fees may apply

330 day grace period to achieve minimum balance

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