| Checking Account |
Business Value |
Business Analysis |
Business Interest |
Civic Pride |
IOLTA |
| Ideal For |
Small-To-Mid-Sized Businesses |
Larger Businesses With Higher Balances
And More Activity |
Larger Businesses With Higher Balances
And More Activity Who Want Interest |
Civic Organizations
(Must be IRS Nonprofit) |
Exclusively For Attorneys |
| Minimum To Open |
$50 |
$50 |
$50 |
$50
|
$50 |
| Monthly Maintenance Fee |
$10 |
$12 |
$15 |
N/A |
$12 |
| Ways To Avoid Monthly Maintenance Fee |
$1,000 minimum daily balance or
$10,000 in combined deposit accounts |
Based on earnings credit |
$5,000 minimum daily balance
or $15,000 in combined deposit account balances |
N/A |
Based on earnings credit |
Items At No Cost
|
250 combined debits, credits, deposited items |
N/A |
150 combined debits, credits, deposited items |
75 debits |
N/A |
| Service Fees |
- More than 250 items $0.40 each
- Currency $0.09 per strap
- Coin $0.09 per roll
|
- Per debit $0.18
- Per credit $0.39
- Per item deposited $0.09
- $0.90 per $1,000 deposited - waived on first $5,000
- Currency (per strap) $0.09
- Coin (per roll) $0.09
|
- More than 150 items $0.40 each
- Currency (per strap) $0.09
- Coin (per roll) $0.09
|
- More than 75 debits $0.20 each
- waived if $500 minimum checking balance or minimum balance of $2,500 in combined deposits
|
- Per debit $0.18
- Per credit $0.39
- Per item deposited $0.09
|
| Business Online Banking-Basic |
Unlimited access at no charge |
Unlimited access at no charge |
Unlimited access at no charge |
Unlimited access at no charge |
Unlimited access at no charge |
| Mobile Banking* |
No charge |
No charge |
No charge |
No charge |
No charge |
| Bill Pay |
No charge |
No charge |
No charge |
No charge |
No charge |
| Statements |
Paper statements $2 per month; no charge for eStatements (waived for those with $10,000 or more in combined deposits) |
Paper statements $2 per month; no charge for eStatements (waived for those with $10,000 or more in combined deposits) |
Paper statements $2 per month; no charge for eStatements (waived for those with $10,000 or more in combined deposits) |
Paper statements $2 per month; no charge for eStatements (waived for those with $10,000 or more in combined deposits) |
Paper statements $2 per month; no charge for eStatements (waived for those with $10,000 or more in combined deposits) |
| Interest |
N/A |
N/A |
Tiered, compounded daily and paid monthly as follows:
- $0.01 to $999
- $1,000 to $29,999
- $30,000 to $99,999
- $100,000 to $199,999
- $200,000 and over
|
Paid on daily balance, compounded daily and credited monthly |
Paid on daily balance, compounded daily and credited monthly |
| Other Benefits |
- MasterCard® debit card
- Telephone Banking
|
- MasterCard® debit card
- Telephone Banking
|
- MasterCard® debit card
- Telephone Banking
|
- MasterCard® debit card
- Telephone Banking
|
|