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Personal Savings Accounts

Regular Savings Account Youth Savings Account Christmas Club Savings Account

Regular Savings Account

Regulatory Requirements allow no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions per statement cycle. Frequently exceeding imitations may result in account reclassification or closure.

  • Only $100.00 to open
  • Earnings compounded daily, credited quarterly, calculated by daily balance method with $50 minimum daily balance to earn interest. The interest rate established by the bank is subject to change
  • No fee for three withdrawals per quarter by check or debit card, $1.00 each thereafter
  • A quarterly fee of $3.00 is assessed with quarterly minimum balances of less than $100.00
  • Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"

Youth Savings Account

  • No minimum required to open
  • Earnings compounded daily, credited quarterly, calculated by daily balance method. The interest rate established by the bank is subject to change
  • No fee for three withdrawals per quarter; $1.00 each thereafter
  • Early Closure Penalty of $2.00 will be charged if account is closed within 90 days of account opening
  • Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"

Christmas Club Savings Account

  • Available between November 2 and February 28
  • Automatic distribution on October 31
  • Interest not compounded, credited into account at maturity and calculated on daily balance method
  • Unlimited deposits, withdrawal limits apply; accrued interest forfeited on withdrawals before maturity
  • If withdrawal is made before maturity, then account may be closed and all accrued interest is forfeited
  • Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"