Regular Savings Account

• Only $100 to open
• Interest compounded daily
• No fee for three withdrawals per calendar quarter. $1 each thereafter
• Six electronic transfers per month free. $1 each thereafter
• Unlimited telephone access to "ON-CALL"
• No service charge if balance of $100 is maintained throughout the quarterly cycle. A $3.00 charge will be assessed if the balance falls below $100 at any time during the quarterly cycle.

Youth Savings Account

• No Minimum to open
• Interest compounded daily
• No fee for three withdrawals per calendar quarter. $1 each thereafter
• Six electronic transfers per month free. $1 each thereafter
• Unlimited telephone access to "ON-CALL"

Christmas Club Savings Account

• No Minimum to open
• Automatic distribution on October 31st
• Unlimited deposits with no fee
• Available between November 2nd and February 28th
• Unlimited telephone access to "ON-CALL"