Regular Savings Account

• Only $100.00 to open
• Earnings compounded daily, credited quarterly, calculated by daily balance method with $50 minimum daily balance to earn interest. The interest rate established by the bank is subject to change
• No fee for three withdrawals per month by check or debit card, $1.00 each thereafter
• A quarterly fee of $3.00 is assessed with quarterly minimum balances of less than $100.00
• Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"

Youth Savings Account

• No minimum required to open
• Earnings compounded daily, credited quarterly, calculated by daily balance method. The interest rate established by the bank is subject to change
• No fee for three withdrawals per quarter; $1.00 each thereafter
• Early Closure Penalty of $2.00 will be charged if account is closed within 90 days of account opening
• Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"

Christmas Club Savings Account

• Available between November 2 and February 28
• Automatic distribution on October 31
• Interest not compounded, credited into account at maturity and calculated on daily balance method
• Unlimited deposits, withdrawal limits apply; accrued interest forfeited on withdrawals before maturity
• If withdrawal is made before maturity, then account may be closed and all accrued interest is forfeited
• Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"