Value Checking

• Only $100 to Open
• Unlimited MasterMoney CheckCard transactions – monthly fee of $1.00 assessed up to daily limit amount (waived with one monthly direct deposit). One-time fee of $2.00 to issue CheckCard card
• Unlimited use of CFB ATM’s (with MasterMoney CheckCard)
• Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"
• Other bank fees such as non-sufficient fund fees/fees for paying/returning overdrafts may be imposed based upon customer transactions

Performance Checking/49+ Performance Checking

• Only $100.00 to open
• Earn interest if daily balance is $500 or more. Interest compounded daily (if balance is $500 or more), credited monthly and calculated by the daily balance method. The interest rate established by the bank is subject to change
• Avoid the $5.00 monthly maintenance fee by either:
  Maintaining a daily balance of $500.00 or more
  Maintaining a balance of $500.00 or more in a savings account with us
  Direct Deposit
• If over age 62, no annual fee credit card (requires credit approval)
• Unlimited use of our MasterMoney™ CheckCard and no fee to issue card
• Unlimited use of Community First ATM’s (with MasterMoney CheckCard)
• Unlimited access to "CFB-Online" and unlimited telephone access to "ON-CALL"
• Other bank fees such as non-sufficient fund fees/fees for paying/returning overdrafts may be imposed based upon customer transactions

Medallion Checking

• Only $100.00 to open, imprinted Medallion-style checks at no charge, and unlimited check writing
• Avoid the $10.00 monthly maintenance fee with a balance of $5,000.00 or more in any combination of checking, savings, or CD accounts with us
• Earn interest on entire balance. Interest compounded daily, credited monthly, and calculated by daily balance method. The interest rate established by the bank is subject to change.
• Unlimited use of our MasterMoney CheckCard and no fee to issue card
• If over age 62, no annual fee credit card (requires credit approval)
• Traveler’s checks, official checks and wire transfers with no attached fee
• 50% discount on standard size safe deposit boxes (if available)
• .25% reduction on personal loan rates (excludes special promotional rates)
• Unlimited use of Community First ATM’s (with MasterMoney CheckCard)
• Unlimited access to "CFB-Online" and unlimited telephone access to "ON-CALL"
• Other bank fees such as non-sufficient fund fees/fees for paying/returning overdrafts may be imposed based upon customer transactions

Medallion Gold Checking

• Free standard-size safe deposit box (if available)
• 1/10% interest rate bonus on all Community First CDs (excludes special promotional rates)
• Other bank fees such as non-sufficient fund fees/fees for paying/returning overdrafts may be imposed based upon customer transactions

Performance Investment Account

• $2,500 to Open
• Higher balances earn higher returns with Tiered interest structure. Interest compounded daily, paid monthly, and calculated by daily balance method.
• Unlimited ATM and over-the-counter teller withdrawals. Regulatory requirements limit pre-authorized third party checks to six per statement cycle with a limit of three by check or debit card
• Unlimited internet access to "CFB-Online" and unlimited telephone access to "ON-CALL"