• 100 free checks per month
• 100 free clearinghouse items deposited per month
• Monthly maintenance fee $5…. Average collected balance to avoid monthly maintenance fee: $500
• Per check charge after 100 checks…..15 cents
• Per clearinghouse item deposited after 100…..5 cents
• Unlimited telephone access to "ON-CALL"

• Corporations and Partnerships may not open this type of account
• Interest compounded daily. The rate established by the Bank is subject to change
• Average collected balance to earn interest..... $1,000
• Monthly Maintenance charge........ $5
• Per check charge ..15 cents
• Per transit item…..5 cents
• Per deposit.....No charge
• Unlimited telephone access to "ON-CALL"

• Earnings credit will be applied against service charges. Credit is earned on the average collected balance minus required reserves. Earnings based on average Fed Funds Rate.
• Monthly Maintenance charge........ $5
• Per check charge ..15 cents
• Per transit item…..5 cents
• Per deposit.....No charge
• Unlimited telephone access to "ON-CALL"

Non-profit/Community Organization Checking

• $100 to open
• No monthly fee, No per-transaction fees
• Unlimited telephone access to "ON-CALL"

Civic Pride Interest Checking

• $100 to open
• Interest earned on average monthly balance of $1000 or more
• No transaction fees if 30 or fewer debits per month. Excess debits $0.25 each plus $5 per month
• Unlimited credits or deposits…..No charge
• Unlimited telephone access to "ON-CALL"

Business Investment Checking

• Any business including Corporations and Partnerships may open this type of account
• Interest compounded daily. The rate established by the Bank is subject to change
• Average collected balance to earn interest..... $2,500
• Per check charge after 3 checks or 6 preauthorized 3rd party transfers ..$5
• Unlimited withdrawals at the teller window
• Unlimited telephone access to "ON-CALL"

Business Premium Investment Checking

• Any business including Corporations and Partnerships may open this type of account
• Interest compounded daily. The rate established by the Bank is subject to change
• Average collected balance to earn the premium interest rate ..... $10,000
• Per check charge after 3 checks or 6 preauthorized 3rd party transfers ..$5
• Unlimited withdrawals at the teller window
• Unlimited telephone access to "ON-CALL"