• 100 free checks per month
• Per check charge after 100 checks…..15 cents
• Per clearinghouse item deposited after 100…..5 cents
• 100 free clearinghouse items deposited per month
• Average collected balance to avoid monthly maintenance fee of $5.00…..$500

For Sole Proprietorships and qualifying non-profit organizations

• Interest is compounded daily and credited to account monthly. The rate established by the Bank is subject to change.
• Minimum daily balance to earn Annual Percentage Yield (APY)..... $1,000
• Monthly Maintenance........ $5
• Per check charge ..15 cents
• Per deposit.....No charge
• Per transit/clearing item deposited…..5 cents
• Documentation of IRS non-profit organization status is required to open this account

• Earnings credit will be applied against service charges. Credit is earned on the average collected balance minus required reserves based on the Average Fed Funds rate subject to change.
• Minimum balance to open..........$500
• Monthly Maintenance........ $5
• Per check charge ..15 cents
• Per transit/clearing item deposited…..5 cents
• Per deposit.....No charge

Non-profit/Community Organization Checking

• Only $100.00 required to open
• No monthly fee, no per transaction fees, no minimum balance
• No per-transaction fees

Civic Pride Checking with Interest

• Only $100.00 to open
• No minimum balance
• Interest earned on average monthly balance of $1,000 or more
• No transaction fees if 30 or fewer debits per month
• Excess debits 25 cents each, plus $5 per month
• Unlimited credits or deposits, no charge

Business Investment Checking

• Interest is compounded daily and credited to account monthly. The rate established by the Bank is subject to change.
• Minimum daily balance to earn interest ..... $2,500
• Federal regulations permit unlimited ATM and over-the-counter teller withdrawals and restrict pre-authorized third party withdrawals to six per statement cycle with a limit of three by check or debit card
• Per check charge after exceeding regulatory limitations above (frequently exceeding of limitations may result in account reclassification or closure) ..... $5
• Unlimited teller withdrawals ..... No charge

Business Premium Investment Checking

• Interest is compounded daily and credited to account monthly. The rate established by the Bank is subject to change.
• Minimum daily balance to earn Annual Percentage Yield (APY) ..... $10,000
• Federal regulations permit unlimited ATM and over-the-counter teller withdrawals and restrict pre-authorized third party withdrawals to six per statement cycle with a limit of three by check or debit card
• Per check charge after exceeding regulatory limitations above (frequent exceeding of limitations may result in account reclassification or closure) ...$5
• Unlimited teller withdrawals....No charge
• Tiered interest rate and corresponding interest structure