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Business Checking Accounts

UNLAWFUL INTERNET GAMBLING ACT (REGULTION GG) NOTICE TO COMMERCIAL CUSTOMERS

In accordance with Regulation GG/Uniform Internet Gambling Enforcement Act of 2006, this notice is to inform commercial customers of Community First Bank that restricted transactions are prohibited from being processed though your account or relationship with our bank. Restricted transactions are transactions in which credit, funds, instruments, or other proceeds are accepted in connection with unlawful internet gambling. By maintaining an account with our bank, you certify that you do not engage in internet gambling and you agree to notify us if your account is ever used for internet gambling of any kind even if you believe the activity to be legal. If you do not, we may terminate your access to various payment methods or close your account.

Business Checking Business Interest Checking Commercial Checking Civic Pride Checking
Civic Pride Interest Checking Business Investment Checking

Business Checking

  • 100 free checks per month
  • Per check charge after 100 checks: 15 cents
  • Per clearinghouse item deposited after 100: 5 cents
  • 100 free clearinghouse items deposited per month
  • Average collected balance to avoid monthly maintenance fee of $5.00: $500

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Business Interest Checking

  • Interest is compounded daily and credited to account monthly. The rate established by the Bank is subject to change.
  • Minimum daily balance to earn interest: $1,000
  • Monthly Maintenance: $5
  • Per check charge: 15 cents
  • Per deposit: No charge
  • Per transit/clearing item deposited: 5 cents

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Commercial Checking

  • Earnings credit will be applied against service charges. Credit is earned on the average collected balance minus required reserves based on the Average Fed Funds rate subject to change.
  • Minimum balance to open: $500
  • Monthly Maintenance: $5
  • Per check charge: 15 cents
  • Per transit/clearing item deposited: 5 cents
  • Per deposit: No charge

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Civic Pride Checking

  • Non-profit/Community Organization Checking
  • Only $100.00 required to open
  • No monthly fee, no per transaction fees, no minimum balance
  • No per-transaction fees

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Civic Pride Checking with Interest

  • Non-profit/Community Organization Checking
  • Only $100.00 to open
  • No minimum balance
  • Interest earned on average monthly balance of $1,000 or more
  • No transaction fees if 30 or fewer debits per month
  • Excess debits 25 cents each, plus $5 per month
  • Unlimited credits or deposits, no charge

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Business Investment Checking

  • Interest is compounded daily and credited to account monthly. The rate established by the Bank is subject to change.
  • Minimum daily balance to earn interest: $2,500
  • Federal regulations permit unlimited ATM and over-the-counter teller withdrawals and restrict pre-authorized third party withdrawals to six per statement cycle. Frequently exceeding imitations may result in account reclassification or closure. A debit fee of $5.00 will be charged for each check in excess of 3 or each pre-authorized transfer in excess of 6 during the statement cycle.
  • Unlimited teller withdrawals: No charge

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Accounts have unlimited access to "On-Call" and to "CFB OnLine"